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Cost & ROI · 2026

Is University of Saint Francis-Fort Wayne worth it?

Pay $18,196/yr after aid. Graduates earn a median of $55,362 ten years out — about 3.0× the annual cost. EduGradify value grade: B.

Net price $18,196 per year, after aid
Earnings 10y $55,362 median, post-enrollment
Median debt $25,976 ≈ $282/mo
B Top 48% Exceptional Investment

The ROI math, in 30 seconds

$18,196 × 4 years = $72,784 total cost
$55,362 / year earned 10 years after enrolling
=
7.61 ROI score Grade B · Top 48% value

Benchmarks

University of Saint Francis-Fort Wayne vs Indiana avg vs national avg

How this school stacks up against the typical Indiana college and the typical US college.

Metric University of Saint Francis-Fort Wayne Indiana avg National avg
Avg net price $18,196 $19,858 $18,467
Median earnings 10y $55,362 $55,495 $50,834
Median debt $25,976 $22,640 $19,694
Graduation rate 55% 54.4% 49.9%
Acceptance rate 96% 76.5% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$12,720 per year
$30k – $48k Lower-middle
$12,392 per year
$48k – $75k Middle
$15,525 per year
$75k – $110k Upper-middle
$21,248 per year
$110k+ High income
$24,373 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $18,196 2026–2027
Year 2 $18,742 2027–2028
Year 3 $19,304 2028–2029
Year 4 $19,883 2029–2030
4-year total $76,125 net of expected aid

Sticker price (without aid) would run roughly $188,892 over four years. Most students get $29,027/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $25,976 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $282/mo Total paid: $33,840
15-year extended $212/mo Total paid: $38,160
20-year extended $179/mo Total paid: $42,960

Debt-to-earnings: 47% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median University of Saint Francis-Fort Wayne grad earns about $414,480 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$10,362 vs HS-only median
Career-long boost $414,480 40-year horizon, today's dollars
Net of 4-year cost $341,696 after paying $72,784 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about University of Saint Francis-Fort Wayne

The average student at University of Saint Francis-Fort Wayne pays $18,196 a year after grants and scholarships, against a $47,223 published sticker price. That is below the IN average net price of $19,858.

Ten years after entry, graduates earn a median of $55,362 — below the IN median of $55,495. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $25,976, roughly $282 a month on a standard ten-year plan — a moderate load at about 47% of one year's median earnings.

Smart alternatives

Cheaper Indiana colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of University of Saint Francis-Fort Wayne.

Frequently asked

Cost & ROI questions

What is the net price at University of Saint Francis-Fort Wayne?

The average net price — what students actually pay after grants and scholarships — is $18,196 per year. That's $29,027/yr in financial aid against the $47,223 sticker price. Over four years, that adds up to roughly $72,784.

How much do University of Saint Francis-Fort Wayne graduates earn?

Ten years after enrolling, University of Saint Francis-Fort Wayne graduates earn a median of $55,362 per year — above the national average of $50,834. That's about 3.0× the annual net cost.

How much debt do University of Saint Francis-Fort Wayne graduates take on?

Median federal loan debt at graduation is $25,976 — about $282/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 61.4% of students take federal loans.

Is University of Saint Francis-Fort Wayne worth the cost?

EduGradify assigns University of Saint Francis-Fort Wayne a value grade of B — top 48% on real ROI nationally. The math: pay $18,196/yr, earn $55,362/yr ten years out, ROI score of 7.61. Exceptional Investment.

What financial aid is available at University of Saint Francis-Fort Wayne?

43.9% of students receive federal Pell Grants (need-based federal aid). 61.4% take federal student loans. On average, students get $29,027 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at University of Saint Francis-Fort Wayne?

In-state tuition is $36,460 per year. Out-of-state tuition is $36,460 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at University of Saint Francis-Fort Wayne?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $12,720. Students from families earning over $110k pay about $24,373. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →