Cost & ROI · 2026
Is Yeshiva Toras Chaim worth it?
Pay $5,356/yr after aid. Graduates earn a median of $62,526 ten years out — about 11.7× the annual cost. EduGradify value grade: A+.
The ROI math, in 30 seconds
Benchmarks
Yeshiva Toras Chaim vs New Jersey avg vs national avg
How this school stacks up against the typical New Jersey college and the typical US college.
| Metric | Yeshiva Toras Chaim | New Jersey avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $5,356 | $17,812 | $18,467 |
| Median earnings 10y | ▲ $62,526 | $55,389 | $50,834 |
| Median debt | — | $18,125 | $19,694 |
| Graduation rate | ▼ 31% | 48.8% | 49.9% |
| Acceptance rate | ▼ 44.3% | 74.4% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $93,000 over four years. Most students get $17,894/yr in grants and scholarships.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Yeshiva Toras Chaim grad earns about $701,040 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Yeshiva Toras Chaim
The average student at Yeshiva Toras Chaim pays $5,356 a year after grants and scholarships, against a $23,250 published sticker price. That is below the NJ average net price of $17,812.
Ten years after entry, graduates earn a median of $62,526 — above the NJ median of $55,389. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Frequently asked
Cost & ROI questions
What is the net price at Yeshiva Toras Chaim?
The average net price — what students actually pay after grants and scholarships — is $5,356 per year. That's $17,894/yr in financial aid against the $23,250 sticker price. Over four years, that adds up to roughly $21,424.
How much do Yeshiva Toras Chaim graduates earn?
Ten years after enrolling, Yeshiva Toras Chaim graduates earn a median of $62,526 per year — above the national average of $50,834. That's about 11.7× the annual net cost.
Is Yeshiva Toras Chaim worth the cost?
EduGradify assigns Yeshiva Toras Chaim a value grade of A+ — top 3% on real ROI nationally. The math: pay $5,356/yr, earn $62,526/yr ten years out, ROI score of 29.19. Exceptional Investment.
What financial aid is available at Yeshiva Toras Chaim?
37.8% of students receive federal Pell Grants (need-based federal aid). 0% take federal student loans. On average, students get $17,894 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Yeshiva Toras Chaim?
In-state tuition is $12,750 per year. Out-of-state tuition is $12,750 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Yeshiva Toras Chaim?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $3,247. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →