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Cost & ROI · 2026

Is Washington Adventist University worth it?

Pay $18,526/yr after aid. Graduates earn a median of $64,249 ten years out — about 3.5× the annual cost. EduGradify value grade: B.

Net price $18,526 per year, after aid
Earnings 10y $64,249 median, post-enrollment
Median debt $30,500 ≈ $331/mo
B Top 39% Exceptional Investment

The ROI math, in 30 seconds

$18,526 × 4 years = $74,104 total cost
$64,249 / year earned 10 years after enrolling
=
8.67 ROI score Grade B · Top 39% value

Benchmarks

Washington Adventist University vs Maryland avg vs national avg

How this school stacks up against the typical Maryland college and the typical US college.

Metric Washington Adventist University Maryland avg National avg
Avg net price $18,526 $16,790 $18,467
Median earnings 10y $64,249 $55,410 $50,834
Median debt $30,500 $18,923 $19,694
Graduation rate 28.7% 47.2% 49.9%
Acceptance rate 46.2% 69.8% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$17,534 per year
$30k – $48k Lower-middle
$15,160 per year
$48k – $75k Middle
$19,311 per year
$75k – $110k Upper-middle
$22,090 per year
$110k+ High income
$21,480 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $18,526 2026–2027
Year 2 $19,082 2027–2028
Year 3 $19,654 2028–2029
Year 4 $20,244 2029–2030
4-year total $77,506 net of expected aid

Sticker price (without aid) would run roughly $137,236 over four years. Most students get $15,783/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $30,500 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $331/mo Total paid: $39,720
15-year extended $249/mo Total paid: $44,820
20-year extended $210/mo Total paid: $50,400

Debt-to-earnings: 47% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Washington Adventist University grad earns about $769,960 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$19,249 vs HS-only median
Career-long boost $769,960 40-year horizon, today's dollars
Net of 4-year cost $695,856 after paying $74,104 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Washington Adventist University

The average student at Washington Adventist University pays $18,526 a year after grants and scholarships, against a $34,309 published sticker price. That is above the MD average net price of $16,790.

Ten years after entry, graduates earn a median of $64,249 — above the MD median of $55,410. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $30,500, roughly $331 a month on a standard ten-year plan — a moderate load at about 47% of one year's median earnings.

Smart alternatives

Cheaper Maryland colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Washington Adventist University.

Frequently asked

Cost & ROI questions

What is the net price at Washington Adventist University?

The average net price — what students actually pay after grants and scholarships — is $18,526 per year. That's $15,783/yr in financial aid against the $34,309 sticker price. Over four years, that adds up to roughly $74,104.

How much do Washington Adventist University graduates earn?

Ten years after enrolling, Washington Adventist University graduates earn a median of $64,249 per year — above the national average of $50,834. That's about 3.5× the annual net cost.

How much debt do Washington Adventist University graduates take on?

Median federal loan debt at graduation is $30,500 — about $331/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 44.8% of students take federal loans.

Is Washington Adventist University worth the cost?

EduGradify assigns Washington Adventist University a value grade of B — top 39% on real ROI nationally. The math: pay $18,526/yr, earn $64,249/yr ten years out, ROI score of 8.67. Exceptional Investment.

What financial aid is available at Washington Adventist University?

37.2% of students receive federal Pell Grants (need-based federal aid). 44.8% take federal student loans. On average, students get $15,783 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Washington Adventist University?

In-state tuition is $26,604 per year. Out-of-state tuition is $26,604 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Washington Adventist University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $17,534. Students from families earning over $110k pay about $21,480. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →