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Cost & ROI · 2026

Is Utah Valley University worth it?

Pay $6,376/yr after aid. Graduates earn a median of $55,486 ten years out — about 8.7× the annual cost. EduGradify value grade: A+.

Net price $6,376 per year, after aid
Earnings 10y $55,486 median, post-enrollment
Median debt $14,750 ≈ $160/mo
A+ Top 5% Exceptional Investment

The ROI math, in 30 seconds

$6,376 × 4 years = $25,504 total cost
$55,486 / year earned 10 years after enrolling
=
21.76 ROI score Grade A+ · Top 5% value

Benchmarks

Utah Valley University vs Utah avg vs national avg

How this school stacks up against the typical Utah college and the typical US college.

Metric Utah Valley University Utah avg National avg
Avg net price $6,376 $20,521 $18,467
Median earnings 10y $55,486 $53,187 $50,834
Median debt $14,750 $18,342 $19,694
Graduation rate 45.1% 51.8% 49.9%
Acceptance rate 80.4% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$3,904 per year
$30k – $48k Lower-middle
$4,231 per year
$48k – $75k Middle
$5,664 per year
$75k – $110k Upper-middle
$8,115 per year
$110k+ High income
$13,297 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $6,376 2026–2027
Year 2 $6,567 2027–2028
Year 3 $6,764 2028–2029
Year 4 $6,967 2029–2030
4-year total $26,674 net of expected aid

Sticker price (without aid) would run roughly $59,060 over four years. Most students get $8,389/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $14,750 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $160/mo Total paid: $19,200
15-year extended $121/mo Total paid: $21,780
20-year extended $101/mo Total paid: $24,240

Debt-to-earnings: 27% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Utah Valley University grad earns about $419,440 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$10,486 vs HS-only median
Career-long boost $419,440 40-year horizon, today's dollars
Net of 4-year cost $393,936 after paying $25,504 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Utah Valley University

The average student at Utah Valley University pays $6,376 a year after grants and scholarships, against a $14,765 published sticker price. That is below the UT average net price of $20,521.

Ten years after entry, graduates earn a median of $55,486 — above the UT median of $53,187. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $14,750, roughly $160 a month on a standard ten-year plan — a manageable load at about 27% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at Utah Valley University?

The average net price — what students actually pay after grants and scholarships — is $6,376 per year. That's $8,389/yr in financial aid against the $14,765 sticker price. Over four years, that adds up to roughly $25,504.

How much do Utah Valley University graduates earn?

Ten years after enrolling, Utah Valley University graduates earn a median of $55,486 per year — above the national average of $50,834. That's about 8.7× the annual net cost.

How much debt do Utah Valley University graduates take on?

Median federal loan debt at graduation is $14,750 — about $160/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 9.1% of students take federal loans.

Is Utah Valley University worth the cost?

EduGradify assigns Utah Valley University a value grade of A+ — top 5% on real ROI nationally. The math: pay $6,376/yr, earn $55,486/yr ten years out, ROI score of 21.76. Exceptional Investment.

What financial aid is available at Utah Valley University?

22.9% of students receive federal Pell Grants (need-based federal aid). 9.1% take federal student loans. On average, students get $8,389 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Utah Valley University?

In-state tuition is $6,507 per year. Out-of-state tuition is $18,489 per year — a difference of $11,982/yr or $47,928 over four years.

How does net price change with family income at Utah Valley University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $3,904. Students from families earning over $110k pay about $13,297. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →