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Cost & ROI · 2026

Is University of Tulsa worth it?

Pay $15,000/yr after aid. Graduates earn a median of $61,408 ten years out — about 4.1× the annual cost. EduGradify value grade: B.

Net price $15,000 per year, after aid
Earnings 10y $61,408 median, post-enrollment
Median debt $21,500 ≈ $233/mo
B Top 28% Exceptional Investment

The ROI math, in 30 seconds

$15,000 × 4 years = $60,000 total cost
$61,408 / year earned 10 years after enrolling
=
10.23 ROI score Grade B · Top 28% value

Benchmarks

University of Tulsa vs Oklahoma avg vs national avg

How this school stacks up against the typical Oklahoma college and the typical US college.

Metric University of Tulsa Oklahoma avg National avg
Avg net price $15,000 $14,589 $18,467
Median earnings 10y $61,408 $44,156 $50,834
Median debt $21,500 $17,509 $19,694
Graduation rate 72.3% 39.3% 49.9%
Acceptance rate 61.5% 74.6% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$5,578 per year
$30k – $48k Lower-middle
$8,616 per year
$48k – $75k Middle
$10,871 per year
$75k – $110k Upper-middle
$18,579 per year
$110k+ High income
$25,473 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $15,000 2026–2027
Year 2 $15,450 2027–2028
Year 3 $15,914 2028–2029
Year 4 $16,391 2029–2030
4-year total $62,755 net of expected aid

Sticker price (without aid) would run roughly $257,836 over four years. Most students get $49,459/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $21,500 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $233/mo Total paid: $27,960
15-year extended $176/mo Total paid: $31,680
20-year extended $148/mo Total paid: $35,520

Debt-to-earnings: 35% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median University of Tulsa grad earns about $656,320 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$16,408 vs HS-only median
Career-long boost $656,320 40-year horizon, today's dollars
Net of 4-year cost $596,320 after paying $60,000 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about University of Tulsa

The average student at University of Tulsa pays $15,000 a year after grants and scholarships, against a $64,459 published sticker price. That is above the OK average net price of $14,589.

Ten years after entry, graduates earn a median of $61,408 — above the OK median of $44,156. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $21,500, roughly $233 a month on a standard ten-year plan — a manageable load at about 35% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at University of Tulsa?

The average net price — what students actually pay after grants and scholarships — is $15,000 per year. That's $49,459/yr in financial aid against the $64,459 sticker price. Over four years, that adds up to roughly $60,000.

How much do University of Tulsa graduates earn?

Ten years after enrolling, University of Tulsa graduates earn a median of $61,408 per year — above the national average of $50,834. That's about 4.1× the annual net cost.

How much debt do University of Tulsa graduates take on?

Median federal loan debt at graduation is $21,500 — about $233/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 32.9% of students take federal loans.

Is University of Tulsa worth the cost?

EduGradify assigns University of Tulsa a value grade of B — top 28% on real ROI nationally. The math: pay $15,000/yr, earn $61,408/yr ten years out, ROI score of 10.23. Exceptional Investment.

What financial aid is available at University of Tulsa?

27% of students receive federal Pell Grants (need-based federal aid). 32.9% take federal student loans. On average, students get $49,459 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at University of Tulsa?

In-state tuition is $50,061 per year. Out-of-state tuition is $50,061 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at University of Tulsa?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $5,578. Students from families earning over $110k pay about $25,473. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →