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Cost & ROI · 2026

Is University of South Carolina-Lancaster worth it?

Pay $9,801/yr after aid. Graduates earn a median of $39,426 ten years out — about 4.0× the annual cost. EduGradify value grade: B.

Net price $9,801 per year, after aid
Earnings 10y $39,426 median, post-enrollment
Median debt $9,616 ≈ $104/mo
B Top 29% Exceptional Investment

The ROI math, in 30 seconds

$9,801 × 4 years = $39,204 total cost
$39,426 / year earned 10 years after enrolling
=
10.06 ROI score Grade B · Top 29% value

Benchmarks

University of South Carolina-Lancaster vs South Carolina avg vs national avg

How this school stacks up against the typical South Carolina college and the typical US college.

Metric University of South Carolina-Lancaster South Carolina avg National avg
Avg net price $9,801 $16,627 $18,467
Median earnings 10y $39,426 $45,070 $50,834
Median debt $9,616 $22,931 $19,694
Graduation rate 24.7% 44.6% 49.9%
Acceptance rate 83.4% 72.6% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$6,306 per year
$30k – $48k Lower-middle
$6,462 per year
$48k – $75k Middle
$9,072 per year
$75k – $110k Upper-middle
$12,310 per year
$110k+ High income
$13,884 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $9,801 2026–2027
Year 2 $10,095 2027–2028
Year 3 $10,398 2028–2029
Year 4 $10,710 2029–2030
4-year total $41,004 net of expected aid

Sticker price (without aid) would run roughly $74,728 over four years. Most students get $8,881/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $9,616 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $104/mo Total paid: $12,480
15-year extended $79/mo Total paid: $14,220
20-year extended $66/mo Total paid: $15,840

Debt-to-earnings: 24% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median University of South Carolina-Lancaster grad earns about -$222,960 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$5,574 vs HS-only median
Career-long boost -$222,960 40-year horizon, today's dollars
Net of 4-year cost -$262,164 after paying $39,204 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about University of South Carolina-Lancaster

The average student at University of South Carolina-Lancaster pays $9,801 a year after grants and scholarships, against a $18,682 published sticker price. That is below the SC average net price of $16,627.

Ten years after entry, graduates earn a median of $39,426 — below the SC median of $45,070. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $9,616, roughly $104 a month on a standard ten-year plan — a manageable load at about 24% of one year's median earnings.

Smart alternatives

Cheaper South Carolina colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of University of South Carolina-Lancaster.

Frequently asked

Cost & ROI questions

What is the net price at University of South Carolina-Lancaster?

The average net price — what students actually pay after grants and scholarships — is $9,801 per year. That's $8,881/yr in financial aid against the $18,682 sticker price. Over four years, that adds up to roughly $39,204.

How much do University of South Carolina-Lancaster graduates earn?

Ten years after enrolling, University of South Carolina-Lancaster graduates earn a median of $39,426 per year — below the national average of $50,834. That's about 4.0× the annual net cost.

How much debt do University of South Carolina-Lancaster graduates take on?

Median federal loan debt at graduation is $9,616 — about $104/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 9.8% of students take federal loans.

Is University of South Carolina-Lancaster worth the cost?

EduGradify assigns University of South Carolina-Lancaster a value grade of B — top 29% on real ROI nationally. The math: pay $9,801/yr, earn $39,426/yr ten years out, ROI score of 10.06. Exceptional Investment.

What financial aid is available at University of South Carolina-Lancaster?

10% of students receive federal Pell Grants (need-based federal aid). 9.8% take federal student loans. On average, students get $8,881 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at University of South Carolina-Lancaster?

In-state tuition is $7,558 per year. Out-of-state tuition is $18,238 per year — a difference of $10,680/yr or $42,720 over four years.

How does net price change with family income at University of South Carolina-Lancaster?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $6,306. Students from families earning over $110k pay about $13,884. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →