Cost & ROI · 2026
Is University of Puerto Rico-Aguadilla worth it?
Pay $7,765/yr after aid. Graduates earn a median of $27,997 ten years out — about 3.6× the annual cost. EduGradify value grade: B.
The ROI math, in 30 seconds
Benchmarks
University of Puerto Rico-Aguadilla vs Puerto Rico avg vs national avg
How this school stacks up against the typical Puerto Rico college and the typical US college.
| Metric | University of Puerto Rico-Aguadilla | Puerto Rico avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $7,765 | $8,636 | $18,467 |
| Median earnings 10y | ▼ $27,997 | $26,446 | $50,834 |
| Median debt | ▲ $5,500 | $9,412 | $19,694 |
| Graduation rate | ▼ 46.3% | 43.2% | 49.9% |
| Acceptance rate | ▲ 81.4% | 65.8% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $57,992 over four years. Most students get $6,733/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $5,500 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 20% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median University of Puerto Rico-Aguadilla grad earns about -$680,120 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about University of Puerto Rico-Aguadilla
The average student at University of Puerto Rico-Aguadilla pays $7,765 a year after grants and scholarships, against a $14,498 published sticker price. That is below the PR average net price of $8,636.
Ten years after entry, graduates earn a median of $27,997 — above the PR median of $26,446. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $5,500, roughly $60 a month on a standard ten-year plan — a manageable load at about 20% of one year's median earnings.
Smart alternatives
Cheaper Puerto Rico colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of University of Puerto Rico-Aguadilla.
Frequently asked
Cost & ROI questions
What is the net price at University of Puerto Rico-Aguadilla?
The average net price — what students actually pay after grants and scholarships — is $7,765 per year. That's $6,733/yr in financial aid against the $14,498 sticker price. Over four years, that adds up to roughly $31,060.
How much do University of Puerto Rico-Aguadilla graduates earn?
Ten years after enrolling, University of Puerto Rico-Aguadilla graduates earn a median of $27,997 per year — below the national average of $50,834. That's about 3.6× the annual net cost.
How much debt do University of Puerto Rico-Aguadilla graduates take on?
Median federal loan debt at graduation is $5,500 — about $60/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 6.1% of students take federal loans.
Is University of Puerto Rico-Aguadilla worth the cost?
EduGradify assigns University of Puerto Rico-Aguadilla a value grade of B — top 36% on real ROI nationally. The math: pay $7,765/yr, earn $27,997/yr ten years out, ROI score of 9.01. Exceptional Investment.
What financial aid is available at University of Puerto Rico-Aguadilla?
82.6% of students receive federal Pell Grants (need-based federal aid). 6.1% take federal student loans. On average, students get $6,733 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at University of Puerto Rico-Aguadilla?
In-state tuition is $5,954 per year. Out-of-state tuition is $5,954 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at University of Puerto Rico-Aguadilla?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $7,200. Students from families earning over $110k pay about $14,498. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →