Cost & ROI · 2026
Is University of New Mexico-Valencia County Campus worth it?
Pay $5,714/yr after aid. Graduates earn a median of $44,792 ten years out — about 7.8× the annual cost. EduGradify value grade: A+.
The ROI math, in 30 seconds
Benchmarks
University of New Mexico-Valencia County Campus vs New Mexico avg vs national avg
How this school stacks up against the typical New Mexico college and the typical US college.
| Metric | University of New Mexico-Valencia County Campus | New Mexico avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $5,714 | $11,430 | $18,467 |
| Median earnings 10y | ▼ $44,792 | $42,016 | $50,834 |
| Median debt | ▲ $18,450 | $15,543 | $19,694 |
| Graduation rate | ▼ 21.3% | 34% | 49.9% |
| Acceptance rate | — | 74.8% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $53,876 over four years. Most students get $7,755/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $18,450 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 41% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median University of New Mexico-Valencia County Campus grad earns about -$8,320 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about University of New Mexico-Valencia County Campus
The average student at University of New Mexico-Valencia County Campus pays $5,714 a year after grants and scholarships, against a $13,469 published sticker price. That is below the NM average net price of $11,430.
Ten years after entry, graduates earn a median of $44,792 — above the NM median of $42,016. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $18,450, roughly $200 a month on a standard ten-year plan — a moderate load at about 41% of one year's median earnings.
Smart alternatives
Cheaper New Mexico colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of University of New Mexico-Valencia County Campus.
Frequently asked
Cost & ROI questions
What is the net price at University of New Mexico-Valencia County Campus?
The average net price — what students actually pay after grants and scholarships — is $5,714 per year. That's $7,755/yr in financial aid against the $13,469 sticker price. Over four years, that adds up to roughly $22,856.
How much do University of New Mexico-Valencia County Campus graduates earn?
Ten years after enrolling, University of New Mexico-Valencia County Campus graduates earn a median of $44,792 per year — below the national average of $50,834. That's about 7.8× the annual net cost.
How much debt do University of New Mexico-Valencia County Campus graduates take on?
Median federal loan debt at graduation is $18,450 — about $200/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 4.6% of students take federal loans.
Is University of New Mexico-Valencia County Campus worth the cost?
EduGradify assigns University of New Mexico-Valencia County Campus a value grade of A+ — top 7% on real ROI nationally. The math: pay $5,714/yr, earn $44,792/yr ten years out, ROI score of 19.60. Exceptional Investment.
What financial aid is available at University of New Mexico-Valencia County Campus?
23.1% of students receive federal Pell Grants (need-based federal aid). 4.6% take federal student loans. On average, students get $7,755 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at University of New Mexico-Valencia County Campus?
In-state tuition is $1,878 per year. Out-of-state tuition is $5,130 per year — a difference of $3,252/yr or $13,008 over four years.
How does net price change with family income at University of New Mexico-Valencia County Campus?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $3,797. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →