Cost & ROI · 2026
Is University of Missouri-St Louis worth it?
Pay $15,071/yr after aid. Graduates earn a median of $53,037 ten years out — about 3.5× the annual cost. EduGradify value grade: B.
The ROI math, in 30 seconds
Benchmarks
University of Missouri-St Louis vs Missouri avg vs national avg
How this school stacks up against the typical Missouri college and the typical US college.
| Metric | University of Missouri-St Louis | Missouri avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $15,071 | $17,622 | $18,467 |
| Median earnings 10y | ▲ $53,037 | $48,522 | $50,834 |
| Median debt | ▼ $20,000 | $18,954 | $19,694 |
| Graduation rate | ▲ 56.6% | 51% | 49.9% |
| Acceptance rate | ▼ 62.7% | 72.6% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $124,796 over four years. Most students get $16,128/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $20,000 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 38% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median University of Missouri-St Louis grad earns about $321,480 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about University of Missouri-St Louis
The average student at University of Missouri-St Louis pays $15,071 a year after grants and scholarships, against a $31,199 published sticker price. That is below the MO average net price of $17,622.
Ten years after entry, graduates earn a median of $53,037 — above the MO median of $48,522. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $20,000, roughly $217 a month on a standard ten-year plan — a manageable load at about 38% of one year's median earnings.
Frequently asked
Cost & ROI questions
What is the net price at University of Missouri-St Louis?
The average net price — what students actually pay after grants and scholarships — is $15,071 per year. That's $16,128/yr in financial aid against the $31,199 sticker price. Over four years, that adds up to roughly $60,284.
How much do University of Missouri-St Louis graduates earn?
Ten years after enrolling, University of Missouri-St Louis graduates earn a median of $53,037 per year — above the national average of $50,834. That's about 3.5× the annual net cost.
How much debt do University of Missouri-St Louis graduates take on?
Median federal loan debt at graduation is $20,000 — about $217/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 19.3% of students take federal loans.
Is University of Missouri-St Louis worth the cost?
EduGradify assigns University of Missouri-St Louis a value grade of B — top 37% on real ROI nationally. The math: pay $15,071/yr, earn $53,037/yr ten years out, ROI score of 8.80. Exceptional Investment.
What financial aid is available at University of Missouri-St Louis?
18.4% of students receive federal Pell Grants (need-based federal aid). 19.3% take federal student loans. On average, students get $16,128 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at University of Missouri-St Louis?
In-state tuition is $14,112 per year. Out-of-state tuition is $35,112 per year — a difference of $21,000/yr or $84,000 over four years.
How does net price change with family income at University of Missouri-St Louis?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $13,031. Students from families earning over $110k pay about $21,608. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →