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Cost & ROI · 2026

Is University of Michigan-Flint worth it?

Pay $7,007/yr after aid. Graduates earn a median of $53,230 ten years out — about 7.6× the annual cost. EduGradify value grade: A+.

Net price $7,007 per year, after aid
Earnings 10y $53,230 median, post-enrollment
Median debt $25,000 ≈ $271/mo
A+ Top 7% Exceptional Investment

The ROI math, in 30 seconds

$7,007 × 4 years = $28,028 total cost
$53,230 / year earned 10 years after enrolling
=
18.99 ROI score Grade A+ · Top 7% value

Benchmarks

University of Michigan-Flint vs Michigan avg vs national avg

How this school stacks up against the typical Michigan college and the typical US college.

Metric University of Michigan-Flint Michigan avg National avg
Avg net price $7,007 $13,966 $18,467
Median earnings 10y $53,230 $48,889 $50,834
Median debt $25,000 $19,178 $19,694
Graduation rate 40.3% 47.4% 49.9%
Acceptance rate 70.5% 77.1% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$1,517 per year
$30k – $48k Lower-middle
$2,386 per year
$48k – $75k Middle
$3,752 per year
$75k – $110k Upper-middle
$9,167 per year
$110k+ High income
$12,333 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $7,007 2026–2027
Year 2 $7,217 2027–2028
Year 3 $7,434 2028–2029
Year 4 $7,657 2029–2030
4-year total $29,315 net of expected aid

Sticker price (without aid) would run roughly $83,660 over four years. Most students get $13,908/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $25,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $271/mo Total paid: $32,520
15-year extended $204/mo Total paid: $36,720
20-year extended $172/mo Total paid: $41,280

Debt-to-earnings: 47% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median University of Michigan-Flint grad earns about $329,200 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$8,230 vs HS-only median
Career-long boost $329,200 40-year horizon, today's dollars
Net of 4-year cost $301,172 after paying $28,028 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about University of Michigan-Flint

The average student at University of Michigan-Flint pays $7,007 a year after grants and scholarships, against a $20,915 published sticker price. That is below the MI average net price of $13,966.

Ten years after entry, graduates earn a median of $53,230 — above the MI median of $48,889. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $25,000, roughly $271 a month on a standard ten-year plan — a moderate load at about 47% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at University of Michigan-Flint?

The average net price — what students actually pay after grants and scholarships — is $7,007 per year. That's $13,908/yr in financial aid against the $20,915 sticker price. Over four years, that adds up to roughly $28,028.

How much do University of Michigan-Flint graduates earn?

Ten years after enrolling, University of Michigan-Flint graduates earn a median of $53,230 per year — above the national average of $50,834. That's about 7.6× the annual net cost.

How much debt do University of Michigan-Flint graduates take on?

Median federal loan debt at graduation is $25,000 — about $271/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 42.9% of students take federal loans.

Is University of Michigan-Flint worth the cost?

EduGradify assigns University of Michigan-Flint a value grade of A+ — top 7% on real ROI nationally. The math: pay $7,007/yr, earn $53,230/yr ten years out, ROI score of 18.99. Exceptional Investment.

What financial aid is available at University of Michigan-Flint?

38.6% of students receive federal Pell Grants (need-based federal aid). 42.9% take federal student loans. On average, students get $13,908 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at University of Michigan-Flint?

In-state tuition is $14,704 per year. Out-of-state tuition is $28,320 per year — a difference of $13,616/yr or $54,464 over four years.

How does net price change with family income at University of Michigan-Flint?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $1,517. Students from families earning over $110k pay about $12,333. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →