Cost & ROI · 2026
Is University of Maryland-Baltimore County worth it?
Pay $16,467/yr after aid. Graduates earn a median of $69,960 ten years out — about 4.2× the annual cost. EduGradify value grade: B.
The ROI math, in 30 seconds
Benchmarks
University of Maryland-Baltimore County vs Maryland avg vs national avg
How this school stacks up against the typical Maryland college and the typical US college.
| Metric | University of Maryland-Baltimore County | Maryland avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $16,467 | $16,790 | $18,467 |
| Median earnings 10y | ▲ $69,960 | $55,410 | $50,834 |
| Median debt | ▲ $19,500 | $18,923 | $19,694 |
| Graduation rate | ▲ 70% | 47.2% | 49.9% |
| Acceptance rate | ▲ 72.4% | 69.8% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $114,304 over four years. Most students get $12,109/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $19,500 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 28% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median University of Maryland-Baltimore County grad earns about $998,400 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about University of Maryland-Baltimore County
The average student at University of Maryland-Baltimore County pays $16,467 a year after grants and scholarships, against a $28,576 published sticker price. That is below the MD average net price of $16,790.
Ten years after entry, graduates earn a median of $69,960 — above the MD median of $55,410. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $19,500, roughly $212 a month on a standard ten-year plan — a manageable load at about 28% of one year's median earnings.
Frequently asked
Cost & ROI questions
What is the net price at University of Maryland-Baltimore County?
The average net price — what students actually pay after grants and scholarships — is $16,467 per year. That's $12,109/yr in financial aid against the $28,576 sticker price. Over four years, that adds up to roughly $65,868.
How much do University of Maryland-Baltimore County graduates earn?
Ten years after enrolling, University of Maryland-Baltimore County graduates earn a median of $69,960 per year — above the national average of $50,834. That's about 4.2× the annual net cost.
How much debt do University of Maryland-Baltimore County graduates take on?
Median federal loan debt at graduation is $19,500 — about $212/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 28.3% of students take federal loans.
Is University of Maryland-Baltimore County worth the cost?
EduGradify assigns University of Maryland-Baltimore County a value grade of B — top 26% on real ROI nationally. The math: pay $16,467/yr, earn $69,960/yr ten years out, ROI score of 10.62. Exceptional Investment.
What financial aid is available at University of Maryland-Baltimore County?
30% of students receive federal Pell Grants (need-based federal aid). 28.3% take federal student loans. On average, students get $12,109 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at University of Maryland-Baltimore County?
In-state tuition is $13,256 per year. Out-of-state tuition is $31,275 per year — a difference of $18,019/yr or $72,076 over four years.
How does net price change with family income at University of Maryland-Baltimore County?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $5,087. Students from families earning over $110k pay about $25,439. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →