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Cost & ROI · 2026

Is University of Jamestown worth it?

Pay $19,567/yr after aid. Graduates earn a median of $56,621 ten years out — about 2.9× the annual cost. EduGradify value grade: C.

Net price $19,567 per year, after aid
Earnings 10y $56,621 median, post-enrollment
Median debt $27,000 ≈ $293/mo
C Top 53% Exceptional Investment

The ROI math, in 30 seconds

$19,567 × 4 years = $78,268 total cost
$56,621 / year earned 10 years after enrolling
=
7.23 ROI score Grade C · Top 53% value

Benchmarks

University of Jamestown vs North Dakota avg vs national avg

How this school stacks up against the typical North Dakota college and the typical US college.

Metric University of Jamestown North Dakota avg National avg
Avg net price $19,567 $12,158 $18,467
Median earnings 10y $56,621 $46,564 $50,834
Median debt $27,000 $17,873 $19,694
Graduation rate 49% 46.5% 49.9%
Acceptance rate 88.1% 70.2% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$14,788 per year
$30k – $48k Lower-middle
$14,826 per year
$48k – $75k Middle
$18,260 per year
$75k – $110k Upper-middle
$20,408 per year
$110k+ High income
$21,448 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $19,567 2026–2027
Year 2 $20,154 2027–2028
Year 3 $20,759 2028–2029
Year 4 $21,381 2029–2030
4-year total $81,861 net of expected aid

Sticker price (without aid) would run roughly $152,052 over four years. Most students get $18,446/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $27,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $293/mo Total paid: $35,160
15-year extended $221/mo Total paid: $39,780
20-year extended $186/mo Total paid: $44,640

Debt-to-earnings: 48% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median University of Jamestown grad earns about $464,840 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$11,621 vs HS-only median
Career-long boost $464,840 40-year horizon, today's dollars
Net of 4-year cost $386,572 after paying $78,268 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about University of Jamestown

The average student at University of Jamestown pays $19,567 a year after grants and scholarships, against a $38,013 published sticker price. That is above the ND average net price of $12,158.

Ten years after entry, graduates earn a median of $56,621 — above the ND median of $46,564. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $27,000, roughly $293 a month on a standard ten-year plan — a moderate load at about 48% of one year's median earnings.

Smart alternatives

Cheaper North Dakota colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of University of Jamestown.

Frequently asked

Cost & ROI questions

What is the net price at University of Jamestown?

The average net price — what students actually pay after grants and scholarships — is $19,567 per year. That's $18,446/yr in financial aid against the $38,013 sticker price. Over four years, that adds up to roughly $78,268.

How much do University of Jamestown graduates earn?

Ten years after enrolling, University of Jamestown graduates earn a median of $56,621 per year — above the national average of $50,834. That's about 2.9× the annual net cost.

How much debt do University of Jamestown graduates take on?

Median federal loan debt at graduation is $27,000 — about $293/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 61.4% of students take federal loans.

Is University of Jamestown worth the cost?

EduGradify assigns University of Jamestown a value grade of C — top 53% on real ROI nationally. The math: pay $19,567/yr, earn $56,621/yr ten years out, ROI score of 7.23. Exceptional Investment.

What financial aid is available at University of Jamestown?

25.5% of students receive federal Pell Grants (need-based federal aid). 61.4% take federal student loans. On average, students get $18,446 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at University of Jamestown?

In-state tuition is $24,990 per year. Out-of-state tuition is $24,990 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at University of Jamestown?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $14,788. Students from families earning over $110k pay about $21,448. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →