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Cost & ROI · 2026

Is University of Houston worth it?

Pay $14,276/yr after aid. Graduates earn a median of $62,377 ten years out — about 4.4× the annual cost. EduGradify value grade: A.

Net price $14,276 per year, after aid
Earnings 10y $62,377 median, post-enrollment
Median debt $18,194 ≈ $197/mo
A Top 24% Exceptional Investment

The ROI math, in 30 seconds

$14,276 × 4 years = $57,104 total cost
$62,377 / year earned 10 years after enrolling
=
10.92 ROI score Grade A · Top 24% value

Benchmarks

University of Houston vs Texas avg vs national avg

How this school stacks up against the typical Texas college and the typical US college.

Metric University of Houston Texas avg National avg
Avg net price $14,276 $16,183 $18,467
Median earnings 10y $62,377 $48,157 $50,834
Median debt $18,194 $18,050 $19,694
Graduation rate 64.6% 44.3% 49.9%
Acceptance rate 73.9% 75% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$10,929 per year
$30k – $48k Lower-middle
$10,220 per year
$48k – $75k Middle
$12,528 per year
$75k – $110k Upper-middle
$19,197 per year
$110k+ High income
$23,811 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $14,276 2026–2027
Year 2 $14,704 2027–2028
Year 3 $15,145 2028–2029
Year 4 $15,600 2029–2030
4-year total $59,725 net of expected aid

Sticker price (without aid) would run roughly $104,740 over four years. Most students get $11,909/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $18,194 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $197/mo Total paid: $23,640
15-year extended $149/mo Total paid: $26,820
20-year extended $125/mo Total paid: $30,000

Debt-to-earnings: 29% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median University of Houston grad earns about $695,080 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$17,377 vs HS-only median
Career-long boost $695,080 40-year horizon, today's dollars
Net of 4-year cost $637,976 after paying $57,104 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about University of Houston

The average student at University of Houston pays $14,276 a year after grants and scholarships, against a $26,185 published sticker price. That is below the TX average net price of $16,183.

Ten years after entry, graduates earn a median of $62,377 — above the TX median of $48,157. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $18,194, roughly $197 a month on a standard ten-year plan — a manageable load at about 29% of one year's median earnings.

Smart alternatives

Cheaper Texas colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of University of Houston.

Frequently asked

Cost & ROI questions

What is the net price at University of Houston?

The average net price — what students actually pay after grants and scholarships — is $14,276 per year. That's $11,909/yr in financial aid against the $26,185 sticker price. Over four years, that adds up to roughly $57,104.

How much do University of Houston graduates earn?

Ten years after enrolling, University of Houston graduates earn a median of $62,377 per year — above the national average of $50,834. That's about 4.4× the annual net cost.

How much debt do University of Houston graduates take on?

Median federal loan debt at graduation is $18,194 — about $197/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 31.7% of students take federal loans.

Is University of Houston worth the cost?

EduGradify assigns University of Houston a value grade of A — top 24% on real ROI nationally. The math: pay $14,276/yr, earn $62,377/yr ten years out, ROI score of 10.92. Exceptional Investment.

What financial aid is available at University of Houston?

41.7% of students receive federal Pell Grants (need-based federal aid). 31.7% take federal student loans. On average, students get $11,909 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at University of Houston?

In-state tuition is $9,717 per year. Out-of-state tuition is $22,547 per year — a difference of $12,830/yr or $51,320 over four years.

How does net price change with family income at University of Houston?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $10,929. Students from families earning over $110k pay about $23,811. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →