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Cost & ROI · 2026

Is University of Florida-Online worth it?

Pay $4,815/yr after aid. Graduates earn a median of $71,588 ten years out — about 14.9× the annual cost. EduGradify value grade: A+.

Net price $4,815 per year, after aid
Earnings 10y $71,588 median, post-enrollment
Median debt $15,000 ≈ $163/mo
A+ Top 2% Exceptional Investment

The ROI math, in 30 seconds

$4,815 × 4 years = $19,260 total cost
$71,588 / year earned 10 years after enrolling
=
37.17 ROI score Grade A+ · Top 2% value

Benchmarks

University of Florida-Online vs Florida avg vs national avg

How this school stacks up against the typical Florida college and the typical US college.

Metric University of Florida-Online Florida avg National avg
Avg net price $4,815 $20,569 $18,467
Median earnings 10y $71,588 $47,387 $50,834
Median debt $15,000 $19,202 $19,694
Graduation rate 84.7% 52% 49.9%
Acceptance rate 61.3% 65.9% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$1,477 per year
$30k – $48k Lower-middle
$2,286 per year
$48k – $75k Middle
$5,171 per year
$75k – $110k Upper-middle
$8,947 per year
$110k+ High income
$12,923 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $4,815 2026–2027
Year 2 $4,959 2027–2028
Year 3 $5,108 2028–2029
Year 4 $5,261 2029–2030
4-year total $20,143 net of expected aid

Sticker price (without aid) would run roughly $71,372 over four years. Most students get $13,028/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $15,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $163/mo Total paid: $19,560
15-year extended $123/mo Total paid: $22,140
20-year extended $103/mo Total paid: $24,720

Debt-to-earnings: 21% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median University of Florida-Online grad earns about $1,063,520 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$26,588 vs HS-only median
Career-long boost $1,063,520 40-year horizon, today's dollars
Net of 4-year cost $1,044,260 after paying $19,260 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about University of Florida-Online

The average student at University of Florida-Online pays $4,815 a year after grants and scholarships, against a $17,843 published sticker price. That is below the FL average net price of $20,569.

Ten years after entry, graduates earn a median of $71,588 — above the FL median of $47,387. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $15,000, roughly $163 a month on a standard ten-year plan — a manageable load at about 21% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at University of Florida-Online?

The average net price — what students actually pay after grants and scholarships — is $4,815 per year. That's $13,028/yr in financial aid against the $17,843 sticker price. Over four years, that adds up to roughly $19,260.

How much do University of Florida-Online graduates earn?

Ten years after enrolling, University of Florida-Online graduates earn a median of $71,588 per year — above the national average of $50,834. That's about 14.9× the annual net cost.

How much debt do University of Florida-Online graduates take on?

Median federal loan debt at graduation is $15,000 — about $163/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 12.4% of students take federal loans.

Is University of Florida-Online worth the cost?

EduGradify assigns University of Florida-Online a value grade of A+ — top 2% on real ROI nationally. The math: pay $4,815/yr, earn $71,588/yr ten years out, ROI score of 37.17. Exceptional Investment.

What financial aid is available at University of Florida-Online?

21.8% of students receive federal Pell Grants (need-based federal aid). 12.4% take federal student loans. On average, students get $13,028 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at University of Florida-Online?

In-state tuition is $3,876 per year. Out-of-state tuition is $16,579 per year — a difference of $12,703/yr or $50,812 over four years.

How does net price change with family income at University of Florida-Online?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $1,477. Students from families earning over $110k pay about $12,923. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →