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Cost & ROI · 2026

Is University of Arkansas at Pine Bluff worth it?

Pay $12,653/yr after aid. Graduates earn a median of $35,550 ten years out — about 2.8× the annual cost. EduGradify value grade: C.

Net price $12,653 per year, after aid
Earnings 10y $35,550 median, post-enrollment
Median debt $24,202 ≈ $263/mo
C Top 55% Exceptional Investment

The ROI math, in 30 seconds

$12,653 × 4 years = $50,612 total cost
$35,550 / year earned 10 years after enrolling
=
7.02 ROI score Grade C · Top 55% value

Benchmarks

University of Arkansas at Pine Bluff vs Arkansas avg vs national avg

How this school stacks up against the typical Arkansas college and the typical US college.

Metric University of Arkansas at Pine Bluff Arkansas avg National avg
Avg net price $12,653 $16,700 $18,467
Median earnings 10y $35,550 $45,607 $50,834
Median debt $24,202 $21,824 $19,694
Graduation rate 40.4% 46.4% 49.9%
Acceptance rate 41.2% 69.7% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$12,302 per year
$30k – $48k Lower-middle
$11,324 per year
$48k – $75k Middle
$15,920 per year
$75k – $110k Upper-middle
$13,975 per year
$110k+ High income
$17,840 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $12,653 2026–2027
Year 2 $13,033 2027–2028
Year 3 $13,424 2028–2029
Year 4 $13,826 2029–2030
4-year total $52,936 net of expected aid

Sticker price (without aid) would run roughly $84,516 over four years. Most students get $8,476/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $24,202 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $263/mo Total paid: $31,560
15-year extended $198/mo Total paid: $35,640
20-year extended $166/mo Total paid: $39,840

Debt-to-earnings: 68% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median University of Arkansas at Pine Bluff grad earns about -$378,000 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$9,450 vs HS-only median
Career-long boost -$378,000 40-year horizon, today's dollars
Net of 4-year cost -$428,612 after paying $50,612 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about University of Arkansas at Pine Bluff

The average student at University of Arkansas at Pine Bluff pays $12,653 a year after grants and scholarships, against a $21,129 published sticker price. That is below the AR average net price of $16,700.

Ten years after entry, graduates earn a median of $35,550 — below the AR median of $45,607. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $24,202, roughly $263 a month on a standard ten-year plan — a moderate load at about 68% of one year's median earnings.

Smart alternatives

Cheaper Arkansas colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of University of Arkansas at Pine Bluff.

Frequently asked

Cost & ROI questions

What is the net price at University of Arkansas at Pine Bluff?

The average net price — what students actually pay after grants and scholarships — is $12,653 per year. That's $8,476/yr in financial aid against the $21,129 sticker price. Over four years, that adds up to roughly $50,612.

How much do University of Arkansas at Pine Bluff graduates earn?

Ten years after enrolling, University of Arkansas at Pine Bluff graduates earn a median of $35,550 per year — below the national average of $50,834. That's about 2.8× the annual net cost.

How much debt do University of Arkansas at Pine Bluff graduates take on?

Median federal loan debt at graduation is $24,202 — about $263/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 57.5% of students take federal loans.

Is University of Arkansas at Pine Bluff worth the cost?

EduGradify assigns University of Arkansas at Pine Bluff a value grade of C — top 55% on real ROI nationally. The math: pay $12,653/yr, earn $35,550/yr ten years out, ROI score of 7.02. Exceptional Investment.

What financial aid is available at University of Arkansas at Pine Bluff?

69.5% of students receive federal Pell Grants (need-based federal aid). 57.5% take federal student loans. On average, students get $8,476 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at University of Arkansas at Pine Bluff?

In-state tuition is $9,412 per year. Out-of-state tuition is $17,992 per year — a difference of $8,580/yr or $34,320 over four years.

How does net price change with family income at University of Arkansas at Pine Bluff?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $12,302. Students from families earning over $110k pay about $17,840. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →