EduGradify
Menu
Find a college

Cost & ROI · 2026

Is Trocaire College worth it?

Pay $16,636/yr after aid. Graduates earn a median of $55,318 ten years out — about 3.3× the annual cost. EduGradify value grade: B.

Net price $16,636 per year, after aid
Earnings 10y $55,318 median, post-enrollment
Median debt $20,000 ≈ $217/mo
B Top 42% Exceptional Investment

The ROI math, in 30 seconds

$16,636 × 4 years = $66,544 total cost
$55,318 / year earned 10 years after enrolling
=
8.31 ROI score Grade B · Top 42% value

Benchmarks

Trocaire College vs New York avg vs national avg

How this school stacks up against the typical New York college and the typical US college.

Metric Trocaire College New York avg National avg
Avg net price $16,636 $20,287 $18,467
Median earnings 10y $55,318 $56,137 $50,834
Median debt $20,000 $18,844 $19,694
Graduation rate 30.9% 54.3% 49.9%
Acceptance rate 97.5% 66.5% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$14,951 per year
$30k – $48k Lower-middle
$13,543 per year
$48k – $75k Middle
$17,975 per year
$75k – $110k Upper-middle
$22,777 per year
$110k+ High income
$28,534 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $16,636 2026–2027
Year 2 $17,135 2027–2028
Year 3 $17,649 2028–2029
Year 4 $18,179 2029–2030
4-year total $69,599 net of expected aid

Sticker price (without aid) would run roughly $119,380 over four years. Most students get $13,209/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $20,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $217/mo Total paid: $26,040
15-year extended $163/mo Total paid: $29,340
20-year extended $138/mo Total paid: $33,120

Debt-to-earnings: 36% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Trocaire College grad earns about $412,720 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$10,318 vs HS-only median
Career-long boost $412,720 40-year horizon, today's dollars
Net of 4-year cost $346,176 after paying $66,544 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Trocaire College

The average student at Trocaire College pays $16,636 a year after grants and scholarships, against a $29,845 published sticker price. That is below the NY average net price of $20,287.

Ten years after entry, graduates earn a median of $55,318 — below the NY median of $56,137. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $20,000, roughly $217 a month on a standard ten-year plan — a manageable load at about 36% of one year's median earnings.

Smart alternatives

Cheaper New York colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Trocaire College.

Frequently asked

Cost & ROI questions

What is the net price at Trocaire College?

The average net price — what students actually pay after grants and scholarships — is $16,636 per year. That's $13,209/yr in financial aid against the $29,845 sticker price. Over four years, that adds up to roughly $66,544.

How much do Trocaire College graduates earn?

Ten years after enrolling, Trocaire College graduates earn a median of $55,318 per year — above the national average of $50,834. That's about 3.3× the annual net cost.

How much debt do Trocaire College graduates take on?

Median federal loan debt at graduation is $20,000 — about $217/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 70.9% of students take federal loans.

Is Trocaire College worth the cost?

EduGradify assigns Trocaire College a value grade of B — top 42% on real ROI nationally. The math: pay $16,636/yr, earn $55,318/yr ten years out, ROI score of 8.31. Exceptional Investment.

What financial aid is available at Trocaire College?

50.3% of students receive federal Pell Grants (need-based federal aid). 70.9% take federal student loans. On average, students get $13,209 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Trocaire College?

In-state tuition is $20,640 per year. Out-of-state tuition is $20,640 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Trocaire College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $14,951. Students from families earning over $110k pay about $28,534. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →