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Cost & ROI · 2026

Is Trinity University worth it?

Pay $23,464/yr after aid. Graduates earn a median of $71,668 ten years out — about 3.1× the annual cost. EduGradify value grade: B.

Net price $23,464 per year, after aid
Earnings 10y $71,668 median, post-enrollment
Median debt $22,954 ≈ $249/mo
B Top 48% Exceptional Investment

The ROI math, in 30 seconds

$23,464 × 4 years = $93,856 total cost
$71,668 / year earned 10 years after enrolling
=
7.64 ROI score Grade B · Top 48% value

Benchmarks

Trinity University vs Texas avg vs national avg

How this school stacks up against the typical Texas college and the typical US college.

Metric Trinity University Texas avg National avg
Avg net price $23,464 $16,183 $18,467
Median earnings 10y $71,668 $48,157 $50,834
Median debt $22,954 $18,050 $19,694
Graduation rate 84% 44.3% 49.9%
Acceptance rate 25.9% 75% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$10,356 per year
$30k – $48k Lower-middle
$13,260 per year
$48k – $75k Middle
$14,305 per year
$75k – $110k Upper-middle
$22,134 per year
$110k+ High income
$34,549 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $23,464 2026–2027
Year 2 $24,168 2027–2028
Year 3 $24,893 2028–2029
Year 4 $25,640 2029–2030
4-year total $98,165 net of expected aid

Sticker price (without aid) would run roughly $272,896 over four years. Most students get $44,760/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $22,954 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $249/mo Total paid: $29,880
15-year extended $188/mo Total paid: $33,840
20-year extended $158/mo Total paid: $37,920

Debt-to-earnings: 32% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Trinity University grad earns about $1,066,720 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$26,668 vs HS-only median
Career-long boost $1,066,720 40-year horizon, today's dollars
Net of 4-year cost $972,864 after paying $93,856 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Trinity University

The average student at Trinity University pays $23,464 a year after grants and scholarships, against a $68,224 published sticker price. That is above the TX average net price of $16,183.

Ten years after entry, graduates earn a median of $71,668 — above the TX median of $48,157. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $22,954, roughly $249 a month on a standard ten-year plan — a manageable load at about 32% of one year's median earnings.

Smart alternatives

Cheaper Texas colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Trinity University.

Frequently asked

Cost & ROI questions

What is the net price at Trinity University?

The average net price — what students actually pay after grants and scholarships — is $23,464 per year. That's $44,760/yr in financial aid against the $68,224 sticker price. Over four years, that adds up to roughly $93,856.

How much do Trinity University graduates earn?

Ten years after enrolling, Trinity University graduates earn a median of $71,668 per year — above the national average of $50,834. That's about 3.1× the annual net cost.

How much debt do Trinity University graduates take on?

Median federal loan debt at graduation is $22,954 — about $249/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 43.6% of students take federal loans.

Is Trinity University worth the cost?

EduGradify assigns Trinity University a value grade of B — top 48% on real ROI nationally. The math: pay $23,464/yr, earn $71,668/yr ten years out, ROI score of 7.64. Exceptional Investment.

What financial aid is available at Trinity University?

18.8% of students receive federal Pell Grants (need-based federal aid). 43.6% take federal student loans. On average, students get $44,760 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Trinity University?

In-state tuition is $53,676 per year. Out-of-state tuition is $53,676 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Trinity University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $10,356. Students from families earning over $110k pay about $34,549. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →