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Cost & ROI · 2026

Is Trinity Christian College worth it?

Pay $19,125/yr after aid. Graduates earn a median of $55,700 ten years out — about 2.9× the annual cost. EduGradify value grade: C.

Net price $19,125 per year, after aid
Earnings 10y $55,700 median, post-enrollment
Median debt $25,009 ≈ $271/mo
C Top 52% Exceptional Investment

The ROI math, in 30 seconds

$19,125 × 4 years = $76,500 total cost
$55,700 / year earned 10 years after enrolling
=
7.28 ROI score Grade C · Top 52% value

Benchmarks

Trinity Christian College vs Illinois avg vs national avg

How this school stacks up against the typical Illinois college and the typical US college.

Metric Trinity Christian College Illinois avg National avg
Avg net price $19,125 $18,082 $18,467
Median earnings 10y $55,700 $54,042 $50,834
Median debt $25,009 $20,325 $19,694
Graduation rate 57.5% 53.7% 49.9%
Acceptance rate 84.9% 72.7% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$12,891 per year
$30k – $48k Lower-middle
$13,587 per year
$48k – $75k Middle
$15,592 per year
$75k – $110k Upper-middle
$18,846 per year
$110k+ High income
$23,986 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $19,125 2026–2027
Year 2 $19,699 2027–2028
Year 3 $20,290 2028–2029
Year 4 $20,898 2029–2030
4-year total $80,012 net of expected aid

Sticker price (without aid) would run roughly $140,048 over four years. Most students get $15,887/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $25,009 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $271/mo Total paid: $32,520
15-year extended $204/mo Total paid: $36,720
20-year extended $172/mo Total paid: $41,280

Debt-to-earnings: 45% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Trinity Christian College grad earns about $428,000 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$10,700 vs HS-only median
Career-long boost $428,000 40-year horizon, today's dollars
Net of 4-year cost $351,500 after paying $76,500 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Trinity Christian College

The average student at Trinity Christian College pays $19,125 a year after grants and scholarships, against a $35,012 published sticker price. That is above the IL average net price of $18,082.

Ten years after entry, graduates earn a median of $55,700 — above the IL median of $54,042. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $25,009, roughly $271 a month on a standard ten-year plan — a moderate load at about 45% of one year's median earnings.

Smart alternatives

Cheaper Illinois colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Trinity Christian College.

Frequently asked

Cost & ROI questions

What is the net price at Trinity Christian College?

The average net price — what students actually pay after grants and scholarships — is $19,125 per year. That's $15,887/yr in financial aid against the $35,012 sticker price. Over four years, that adds up to roughly $76,500.

How much do Trinity Christian College graduates earn?

Ten years after enrolling, Trinity Christian College graduates earn a median of $55,700 per year — above the national average of $50,834. That's about 2.9× the annual net cost.

How much debt do Trinity Christian College graduates take on?

Median federal loan debt at graduation is $25,009 — about $271/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 55.5% of students take federal loans.

Is Trinity Christian College worth the cost?

EduGradify assigns Trinity Christian College a value grade of C — top 52% on real ROI nationally. The math: pay $19,125/yr, earn $55,700/yr ten years out, ROI score of 7.28. Exceptional Investment.

What financial aid is available at Trinity Christian College?

34.6% of students receive federal Pell Grants (need-based federal aid). 55.5% take federal student loans. On average, students get $15,887 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Trinity Christian College?

In-state tuition is $20,605 per year. Out-of-state tuition is $20,605 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Trinity Christian College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $12,891. Students from families earning over $110k pay about $23,986. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →