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Cost & ROI · 2026

Is Trinity Bible College and Graduate School worth it?

Pay $19,359/yr after aid. Graduates earn a median of $35,604 ten years out — about 1.8× the annual cost. EduGradify value grade: D.

Net price $19,359 per year, after aid
Earnings 10y $35,604 median, post-enrollment
Median debt $22,531 ≈ $245/mo
D Top 86% Exceptional Investment

The ROI math, in 30 seconds

$19,359 × 4 years = $77,436 total cost
$35,604 / year earned 10 years after enrolling
=
4.60 ROI score Grade D · Top 86% value

Benchmarks

Trinity Bible College and Graduate School vs North Dakota avg vs national avg

How this school stacks up against the typical North Dakota college and the typical US college.

Metric Trinity Bible College and Graduate School North Dakota avg National avg
Avg net price $19,359 $12,158 $18,467
Median earnings 10y $35,604 $46,564 $50,834
Median debt $22,531 $17,873 $19,694
Graduation rate 46% 46.5% 49.9%
Acceptance rate 25.8% 70.2% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$19,123 per year
$30k – $48k Lower-middle
$19,825 per year
$48k – $75k Middle
$16,755 per year
$75k – $110k Upper-middle
$22,294 per year
$110k+ High income
$23,003 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $19,359 2026–2027
Year 2 $19,940 2027–2028
Year 3 $20,538 2028–2029
Year 4 $21,154 2029–2030
4-year total $80,991 net of expected aid

Sticker price (without aid) would run roughly $126,176 over four years. Most students get $12,185/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $22,531 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $245/mo Total paid: $29,400
15-year extended $184/mo Total paid: $33,120
20-year extended $155/mo Total paid: $37,200

Debt-to-earnings: 63% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Trinity Bible College and Graduate School grad earns about -$375,840 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$9,396 vs HS-only median
Career-long boost -$375,840 40-year horizon, today's dollars
Net of 4-year cost -$453,276 after paying $77,436 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Trinity Bible College and Graduate School

The average student at Trinity Bible College and Graduate School pays $19,359 a year after grants and scholarships, against a $31,544 published sticker price. That is above the ND average net price of $12,158.

Ten years after entry, graduates earn a median of $35,604 — below the ND median of $46,564. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $22,531, roughly $245 a month on a standard ten-year plan — a moderate load at about 63% of one year's median earnings.

Smart alternatives

Cheaper North Dakota colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Trinity Bible College and Graduate School.

Frequently asked

Cost & ROI questions

What is the net price at Trinity Bible College and Graduate School?

The average net price — what students actually pay after grants and scholarships — is $19,359 per year. That's $12,185/yr in financial aid against the $31,544 sticker price. Over four years, that adds up to roughly $77,436.

How much do Trinity Bible College and Graduate School graduates earn?

Ten years after enrolling, Trinity Bible College and Graduate School graduates earn a median of $35,604 per year — below the national average of $50,834. That's about 1.8× the annual net cost.

How much debt do Trinity Bible College and Graduate School graduates take on?

Median federal loan debt at graduation is $22,531 — about $245/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 63.2% of students take federal loans.

Is Trinity Bible College and Graduate School worth the cost?

EduGradify assigns Trinity Bible College and Graduate School a value grade of D — top 86% on real ROI nationally. The math: pay $19,359/yr, earn $35,604/yr ten years out, ROI score of 4.60. Exceptional Investment.

What financial aid is available at Trinity Bible College and Graduate School?

61.8% of students receive federal Pell Grants (need-based federal aid). 63.2% take federal student loans. On average, students get $12,185 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Trinity Bible College and Graduate School?

In-state tuition is $19,700 per year. Out-of-state tuition is $19,700 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Trinity Bible College and Graduate School?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $19,123. Students from families earning over $110k pay about $23,003. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →