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Cost & ROI · 2026

Is The University of Texas at San Antonio worth it?

Pay $10,836/yr after aid. Graduates earn a median of $57,131 ten years out — about 5.3× the annual cost. EduGradify value grade: A.

Net price $10,836 per year, after aid
Earnings 10y $57,131 median, post-enrollment
Median debt $20,500 ≈ $222/mo
A Top 17% Exceptional Investment

The ROI math, in 30 seconds

$10,836 × 4 years = $43,344 total cost
$57,131 / year earned 10 years after enrolling
=
13.18 ROI score Grade A · Top 17% value

Benchmarks

The University of Texas at San Antonio vs Texas avg vs national avg

How this school stacks up against the typical Texas college and the typical US college.

Metric The University of Texas at San Antonio Texas avg National avg
Avg net price $10,836 $16,183 $18,467
Median earnings 10y $57,131 $48,157 $50,834
Median debt $20,500 $18,050 $19,694
Graduation rate 52.6% 44.3% 49.9%
Acceptance rate 86.8% 75% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$7,870 per year
$30k – $48k Lower-middle
$7,847 per year
$48k – $75k Middle
$9,172 per year
$75k – $110k Upper-middle
$15,446 per year
$110k+ High income
$20,489 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $10,836 2026–2027
Year 2 $11,161 2027–2028
Year 3 $11,496 2028–2029
Year 4 $11,841 2029–2030
4-year total $45,334 net of expected aid

Sticker price (without aid) would run roughly $89,408 over four years. Most students get $11,516/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $20,500 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $222/mo Total paid: $26,640
15-year extended $168/mo Total paid: $30,240
20-year extended $141/mo Total paid: $33,840

Debt-to-earnings: 36% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median The University of Texas at San Antonio grad earns about $485,240 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$12,131 vs HS-only median
Career-long boost $485,240 40-year horizon, today's dollars
Net of 4-year cost $441,896 after paying $43,344 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about The University of Texas at San Antonio

The average student at The University of Texas at San Antonio pays $10,836 a year after grants and scholarships, against a $22,352 published sticker price. That is below the TX average net price of $16,183.

Ten years after entry, graduates earn a median of $57,131 — above the TX median of $48,157. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $20,500, roughly $222 a month on a standard ten-year plan — a manageable load at about 36% of one year's median earnings.

Smart alternatives

Cheaper Texas colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of The University of Texas at San Antonio.

Frequently asked

Cost & ROI questions

What is the net price at The University of Texas at San Antonio?

The average net price — what students actually pay after grants and scholarships — is $10,836 per year. That's $11,516/yr in financial aid against the $22,352 sticker price. Over four years, that adds up to roughly $43,344.

How much do The University of Texas at San Antonio graduates earn?

Ten years after enrolling, The University of Texas at San Antonio graduates earn a median of $57,131 per year — above the national average of $50,834. That's about 5.3× the annual net cost.

How much debt do The University of Texas at San Antonio graduates take on?

Median federal loan debt at graduation is $20,500 — about $222/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 39.4% of students take federal loans.

Is The University of Texas at San Antonio worth the cost?

EduGradify assigns The University of Texas at San Antonio a value grade of A — top 17% on real ROI nationally. The math: pay $10,836/yr, earn $57,131/yr ten years out, ROI score of 13.18. Exceptional Investment.

What financial aid is available at The University of Texas at San Antonio?

44.1% of students receive federal Pell Grants (need-based federal aid). 39.4% take federal student loans. On average, students get $11,516 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at The University of Texas at San Antonio?

In-state tuition is $9,011 per year. Out-of-state tuition is $22,051 per year — a difference of $13,040/yr or $52,160 over four years.

How does net price change with family income at The University of Texas at San Antonio?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $7,870. Students from families earning over $110k pay about $20,489. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →