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Cost & ROI · 2026

Is Texas A&M University-Victoria worth it?

Pay $8,109/yr after aid. Graduates earn a median of $54,467 ten years out — about 6.7× the annual cost. EduGradify value grade: A+.

Net price $8,109 per year, after aid
Earnings 10y $54,467 median, post-enrollment
Median debt $18,973 ≈ $206/mo
A+ Top 10% Exceptional Investment

The ROI math, in 30 seconds

$8,109 × 4 years = $32,436 total cost
$54,467 / year earned 10 years after enrolling
=
16.79 ROI score Grade A+ · Top 10% value

Benchmarks

Texas A&M University-Victoria vs Texas avg vs national avg

How this school stacks up against the typical Texas college and the typical US college.

Metric Texas A&M University-Victoria Texas avg National avg
Avg net price $8,109 $16,183 $18,467
Median earnings 10y $54,467 $48,157 $50,834
Median debt $18,973 $18,050 $19,694
Graduation rate 26.4% 44.3% 49.9%
Acceptance rate 95.9% 75% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$5,317 per year
$30k – $48k Lower-middle
$5,579 per year
$48k – $75k Middle
$17,553 per year
$75k – $110k Upper-middle
$20,047 per year
$110k+ High income
$20,285 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $8,109 2026–2027
Year 2 $8,352 2027–2028
Year 3 $8,603 2028–2029
Year 4 $8,861 2029–2030
4-year total $33,925 net of expected aid

Sticker price (without aid) would run roughly $85,604 over four years. Most students get $13,292/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $18,973 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $206/mo Total paid: $24,720
15-year extended $155/mo Total paid: $27,900
20-year extended $131/mo Total paid: $31,440

Debt-to-earnings: 35% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Texas A&M University-Victoria grad earns about $378,680 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$9,467 vs HS-only median
Career-long boost $378,680 40-year horizon, today's dollars
Net of 4-year cost $346,244 after paying $32,436 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Texas A&M University-Victoria

The average student at Texas A&M University-Victoria pays $8,109 a year after grants and scholarships, against a $21,401 published sticker price. That is below the TX average net price of $16,183.

Ten years after entry, graduates earn a median of $54,467 — above the TX median of $48,157. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $18,973, roughly $206 a month on a standard ten-year plan — a manageable load at about 35% of one year's median earnings.

Smart alternatives

Cheaper Texas colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Texas A&M University-Victoria.

Frequently asked

Cost & ROI questions

What is the net price at Texas A&M University-Victoria?

The average net price — what students actually pay after grants and scholarships — is $8,109 per year. That's $13,292/yr in financial aid against the $21,401 sticker price. Over four years, that adds up to roughly $32,436.

How much do Texas A&M University-Victoria graduates earn?

Ten years after enrolling, Texas A&M University-Victoria graduates earn a median of $54,467 per year — above the national average of $50,834. That's about 6.7× the annual net cost.

How much debt do Texas A&M University-Victoria graduates take on?

Median federal loan debt at graduation is $18,973 — about $206/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 37.8% of students take federal loans.

Is Texas A&M University-Victoria worth the cost?

EduGradify assigns Texas A&M University-Victoria a value grade of A+ — top 10% on real ROI nationally. The math: pay $8,109/yr, earn $54,467/yr ten years out, ROI score of 16.79. Exceptional Investment.

What financial aid is available at Texas A&M University-Victoria?

48.9% of students receive federal Pell Grants (need-based federal aid). 37.8% take federal student loans. On average, students get $13,292 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Texas A&M University-Victoria?

In-state tuition is $7,149 per year. Out-of-state tuition is $16,989 per year — a difference of $9,840/yr or $39,360 over four years.

How does net price change with family income at Texas A&M University-Victoria?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $5,317. Students from families earning over $110k pay about $20,285. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →