Cost & ROI · 2026
Is Texas A&M University-College Station worth it?
Pay $21,315/yr after aid. Graduates earn a median of $72,097 ten years out — about 3.4× the annual cost. EduGradify value grade: B.
The ROI math, in 30 seconds
Benchmarks
Texas A&M University-College Station vs Texas avg vs national avg
How this school stacks up against the typical Texas college and the typical US college.
| Metric | Texas A&M University-College Station | Texas avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $21,315 | $16,183 | $18,467 |
| Median earnings 10y | ▲ $72,097 | $48,157 | $50,834 |
| Median debt | ▲ $17,804 | $18,050 | $19,694 |
| Graduation rate | ▲ 83.9% | 44.3% | 49.9% |
| Acceptance rate | ▼ 57.4% | 75% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $130,784 over four years. Most students get $11,381/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $17,804 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 25% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Texas A&M University-College Station grad earns about $1,083,880 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Texas A&M University-College Station
The average student at Texas A&M University-College Station pays $21,315 a year after grants and scholarships, against a $32,696 published sticker price. That is above the TX average net price of $16,183.
Ten years after entry, graduates earn a median of $72,097 — above the TX median of $48,157. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $17,804, roughly $193 a month on a standard ten-year plan — a manageable load at about 25% of one year's median earnings.
Smart alternatives
Cheaper Texas colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Texas A&M University-College Station.
Frequently asked
Cost & ROI questions
What is the net price at Texas A&M University-College Station?
The average net price — what students actually pay after grants and scholarships — is $21,315 per year. That's $11,381/yr in financial aid against the $32,696 sticker price. Over four years, that adds up to roughly $85,260.
How much do Texas A&M University-College Station graduates earn?
Ten years after enrolling, Texas A&M University-College Station graduates earn a median of $72,097 per year — above the national average of $50,834. That's about 3.4× the annual net cost.
How much debt do Texas A&M University-College Station graduates take on?
Median federal loan debt at graduation is $17,804 — about $193/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 25.7% of students take federal loans.
Is Texas A&M University-College Station worth the cost?
EduGradify assigns Texas A&M University-College Station a value grade of B — top 41% on real ROI nationally. The math: pay $21,315/yr, earn $72,097/yr ten years out, ROI score of 8.46. Exceptional Investment.
What financial aid is available at Texas A&M University-College Station?
19.6% of students receive federal Pell Grants (need-based federal aid). 25.7% take federal student loans. On average, students get $11,381 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Texas A&M University-College Station?
In-state tuition is $13,154 per year. Out-of-state tuition is $40,124 per year — a difference of $26,970/yr or $107,880 over four years.
How does net price change with family income at Texas A&M University-College Station?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $12,784. Students from families earning over $110k pay about $30,660. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →