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Cost & ROI · 2026

Is Talmudical Seminary Oholei Torah worth it?

Pay $10,755/yr after aid. Graduates earn a median of $39,230 ten years out — about 3.6× the annual cost. EduGradify value grade: B.

Net price $10,755 per year, after aid
Earnings 10y $39,230 median, post-enrollment
B Top 35% Exceptional Investment

The ROI math, in 30 seconds

$10,755 × 4 years = $43,020 total cost
$39,230 / year earned 10 years after enrolling
=
9.12 ROI score Grade B · Top 35% value

Benchmarks

Talmudical Seminary Oholei Torah vs New York avg vs national avg

How this school stacks up against the typical New York college and the typical US college.

Metric Talmudical Seminary Oholei Torah New York avg National avg
Avg net price $10,755 $20,287 $18,467
Median earnings 10y $39,230 $56,137 $50,834
Median debt $18,844 $19,694
Graduation rate 22.2% 54.3% 49.9%
Acceptance rate 77.2% 66.5% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$10,333 per year
$30k – $48k Lower-middle
$9,714 per year
$48k – $75k Middle
$11,613 per year
$75k – $110k Upper-middle
$12,506 per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $10,755 2026–2027
Year 2 $11,078 2027–2028
Year 3 $11,410 2028–2029
Year 4 $11,752 2029–2030
4-year total $44,995 net of expected aid

Sticker price (without aid) would run roughly $81,412 over four years. Most students get $9,598/yr in grants and scholarships.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Talmudical Seminary Oholei Torah grad earns about -$230,800 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$5,770 vs HS-only median
Career-long boost -$230,800 40-year horizon, today's dollars
Net of 4-year cost -$273,820 after paying $43,020 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Talmudical Seminary Oholei Torah

The average student at Talmudical Seminary Oholei Torah pays $10,755 a year after grants and scholarships, against a $20,353 published sticker price. That is below the NY average net price of $20,287.

Ten years after entry, graduates earn a median of $39,230 — below the NY median of $56,137. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Smart alternatives

Cheaper New York colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Talmudical Seminary Oholei Torah.

Frequently asked

Cost & ROI questions

What is the net price at Talmudical Seminary Oholei Torah?

The average net price — what students actually pay after grants and scholarships — is $10,755 per year. That's $9,598/yr in financial aid against the $20,353 sticker price. Over four years, that adds up to roughly $43,020.

How much do Talmudical Seminary Oholei Torah graduates earn?

Ten years after enrolling, Talmudical Seminary Oholei Torah graduates earn a median of $39,230 per year — below the national average of $50,834. That's about 3.6× the annual net cost.

Is Talmudical Seminary Oholei Torah worth the cost?

EduGradify assigns Talmudical Seminary Oholei Torah a value grade of B — top 35% on real ROI nationally. The math: pay $10,755/yr, earn $39,230/yr ten years out, ROI score of 9.12. Exceptional Investment.

What financial aid is available at Talmudical Seminary Oholei Torah?

64.6% of students receive federal Pell Grants (need-based federal aid). 0% take federal student loans. On average, students get $9,598 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Talmudical Seminary Oholei Torah?

In-state tuition is $8,750 per year. Out-of-state tuition is $8,750 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Talmudical Seminary Oholei Torah?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $10,333. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →