Cost & ROI · 2026
Is Stevens-The Institute of Business & Arts worth it?
Pay $19,137/yr after aid. Graduates earn a median of $29,058 ten years out — about 1.5× the annual cost. EduGradify value grade: D.
The ROI math, in 30 seconds
Benchmarks
Stevens-The Institute of Business & Arts vs Missouri avg vs national avg
How this school stacks up against the typical Missouri college and the typical US college.
| Metric | Stevens-The Institute of Business & Arts | Missouri avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $19,137 | $17,622 | $18,467 |
| Median earnings 10y | ▼ $29,058 | $48,522 | $50,834 |
| Median debt | ▼ $27,000 | $18,954 | $19,694 |
| Graduation rate | ▼ 14.3% | 51% | 49.9% |
| Acceptance rate | ▲ 100% | 72.6% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $99,232 over four years. Most students get $5,671/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $27,000 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 93% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Stevens-The Institute of Business & Arts grad earns about -$637,680 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Stevens-The Institute of Business & Arts
The average student at Stevens-The Institute of Business & Arts pays $19,137 a year after grants and scholarships, against a $24,808 published sticker price. That is above the MO average net price of $17,622.
Ten years after entry, graduates earn a median of $29,058 — below the MO median of $48,522. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $27,000, roughly $293 a month on a standard ten-year plan — a heavy load at about 93% of one year's median earnings.
Smart alternatives
Cheaper Missouri colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Stevens-The Institute of Business & Arts.
Frequently asked
Cost & ROI questions
What is the net price at Stevens-The Institute of Business & Arts?
The average net price — what students actually pay after grants and scholarships — is $19,137 per year. That's $5,671/yr in financial aid against the $24,808 sticker price. Over four years, that adds up to roughly $76,548.
How much do Stevens-The Institute of Business & Arts graduates earn?
Ten years after enrolling, Stevens-The Institute of Business & Arts graduates earn a median of $29,058 per year — below the national average of $50,834. That's about 1.5× the annual net cost.
How much debt do Stevens-The Institute of Business & Arts graduates take on?
Median federal loan debt at graduation is $27,000 — about $293/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 80% of students take federal loans.
Is Stevens-The Institute of Business & Arts worth the cost?
EduGradify assigns Stevens-The Institute of Business & Arts a value grade of D — top 92% on real ROI nationally. The math: pay $19,137/yr, earn $29,058/yr ten years out, ROI score of 3.80. Exceptional Investment.
What financial aid is available at Stevens-The Institute of Business & Arts?
67.4% of students receive federal Pell Grants (need-based federal aid). 80% take federal student loans. On average, students get $5,671 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Stevens-The Institute of Business & Arts?
In-state tuition is $14,332 per year. Out-of-state tuition is $14,332 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Stevens-The Institute of Business & Arts?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $19,137. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →