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Cost & ROI · 2026

Is St Clair County Community College worth it?

Pay $5,571/yr after aid. Graduates earn a median of $40,177 ten years out — about 7.2× the annual cost. EduGradify value grade: A+.

Net price $5,571 per year, after aid
Earnings 10y $40,177 median, post-enrollment
Median debt $11,750 ≈ $128/mo
A+ Top 8% Exceptional Investment

The ROI math, in 30 seconds

$5,571 × 4 years = $22,284 total cost
$40,177 / year earned 10 years after enrolling
=
18.03 ROI score Grade A+ · Top 8% value

Benchmarks

St Clair County Community College vs Michigan avg vs national avg

How this school stacks up against the typical Michigan college and the typical US college.

Metric St Clair County Community College Michigan avg National avg
Avg net price $5,571 $13,966 $18,467
Median earnings 10y $40,177 $48,889 $50,834
Median debt $11,750 $19,178 $19,694
Graduation rate 33.5% 47.4% 49.9%
Acceptance rate 77.1% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$3,849 per year
$30k – $48k Lower-middle
$4,253 per year
$48k – $75k Middle
$6,474 per year
$75k – $110k Upper-middle
$8,549 per year
$110k+ High income
$10,800 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $5,571 2026–2027
Year 2 $5,738 2027–2028
Year 3 $5,910 2028–2029
Year 4 $6,088 2029–2030
4-year total $23,307 net of expected aid

Sticker price (without aid) would run roughly $57,564 over four years. Most students get $8,820/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $11,750 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $128/mo Total paid: $15,360
15-year extended $96/mo Total paid: $17,280
20-year extended $81/mo Total paid: $19,440

Debt-to-earnings: 29% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median St Clair County Community College grad earns about -$192,920 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$4,823 vs HS-only median
Career-long boost -$192,920 40-year horizon, today's dollars
Net of 4-year cost -$215,204 after paying $22,284 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about St Clair County Community College

The average student at St Clair County Community College pays $5,571 a year after grants and scholarships, against a $14,391 published sticker price. That is below the MI average net price of $13,966.

Ten years after entry, graduates earn a median of $40,177 — below the MI median of $48,889. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $11,750, roughly $128 a month on a standard ten-year plan — a manageable load at about 29% of one year's median earnings.

Smart alternatives

Cheaper Michigan colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of St Clair County Community College.

Frequently asked

Cost & ROI questions

What is the net price at St Clair County Community College?

The average net price — what students actually pay after grants and scholarships — is $5,571 per year. That's $8,820/yr in financial aid against the $14,391 sticker price. Over four years, that adds up to roughly $22,284.

How much do St Clair County Community College graduates earn?

Ten years after enrolling, St Clair County Community College graduates earn a median of $40,177 per year — below the national average of $50,834. That's about 7.2× the annual net cost.

How much debt do St Clair County Community College graduates take on?

Median federal loan debt at graduation is $11,750 — about $128/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 11.1% of students take federal loans.

Is St Clair County Community College worth the cost?

EduGradify assigns St Clair County Community College a value grade of A+ — top 8% on real ROI nationally. The math: pay $5,571/yr, earn $40,177/yr ten years out, ROI score of 18.03. Exceptional Investment.

What financial aid is available at St Clair County Community College?

25.6% of students receive federal Pell Grants (need-based federal aid). 11.1% take federal student loans. On average, students get $8,820 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at St Clair County Community College?

In-state tuition is $5,212 per year. Out-of-state tuition is $12,150 per year — a difference of $6,938/yr or $27,752 over four years.

How does net price change with family income at St Clair County Community College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $3,849. Students from families earning over $110k pay about $10,800. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →