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Cost & ROI · 2026

Is Spokane Falls Community College worth it?

Pay $7,409/yr after aid. Graduates earn a median of $38,955 ten years out — about 5.3× the annual cost. EduGradify value grade: A.

Net price $7,409 per year, after aid
Earnings 10y $38,955 median, post-enrollment
Median debt $12,000 ≈ $130/mo
A Top 17% Exceptional Investment

The ROI math, in 30 seconds

$7,409 × 4 years = $29,636 total cost
$38,955 / year earned 10 years after enrolling
=
13.14 ROI score Grade A · Top 17% value

Benchmarks

Spokane Falls Community College vs Washington avg vs national avg

How this school stacks up against the typical Washington college and the typical US college.

Metric Spokane Falls Community College Washington avg National avg
Avg net price $7,409 $16,113 $18,467
Median earnings 10y $38,955 $53,650 $50,834
Median debt $12,000 $16,190 $19,694
Graduation rate 32% 47.1% 49.9%
Acceptance rate 78.6% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$4,477 per year
$30k – $48k Lower-middle
$7,473 per year
$48k – $75k Middle
$8,274 per year
$75k – $110k Upper-middle
$13,377 per year
$110k+ High income
$14,825 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $7,409 2026–2027
Year 2 $7,631 2027–2028
Year 3 $7,860 2028–2029
Year 4 $8,096 2029–2030
4-year total $30,996 net of expected aid

Sticker price (without aid) would run roughly $62,740 over four years. Most students get $8,276/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $12,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $130/mo Total paid: $15,600
15-year extended $98/mo Total paid: $17,640
20-year extended $83/mo Total paid: $19,920

Debt-to-earnings: 31% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Spokane Falls Community College grad earns about -$241,800 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$6,045 vs HS-only median
Career-long boost -$241,800 40-year horizon, today's dollars
Net of 4-year cost -$271,436 after paying $29,636 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Spokane Falls Community College

The average student at Spokane Falls Community College pays $7,409 a year after grants and scholarships, against a $15,685 published sticker price. That is below the WA average net price of $16,113.

Ten years after entry, graduates earn a median of $38,955 — below the WA median of $53,650. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $12,000, roughly $130 a month on a standard ten-year plan — a manageable load at about 31% of one year's median earnings.

Smart alternatives

Cheaper Washington colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Spokane Falls Community College.

Frequently asked

Cost & ROI questions

What is the net price at Spokane Falls Community College?

The average net price — what students actually pay after grants and scholarships — is $7,409 per year. That's $8,276/yr in financial aid against the $15,685 sticker price. Over four years, that adds up to roughly $29,636.

How much do Spokane Falls Community College graduates earn?

Ten years after enrolling, Spokane Falls Community College graduates earn a median of $38,955 per year — below the national average of $50,834. That's about 5.3× the annual net cost.

How much debt do Spokane Falls Community College graduates take on?

Median federal loan debt at graduation is $12,000 — about $130/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 17.2% of students take federal loans.

Is Spokane Falls Community College worth the cost?

EduGradify assigns Spokane Falls Community College a value grade of A — top 17% on real ROI nationally. The math: pay $7,409/yr, earn $38,955/yr ten years out, ROI score of 13.14. Exceptional Investment.

What financial aid is available at Spokane Falls Community College?

29.5% of students receive federal Pell Grants (need-based federal aid). 17.2% take federal student loans. On average, students get $8,276 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Spokane Falls Community College?

In-state tuition is $5,461 per year. Out-of-state tuition is $6,612 per year — a difference of $1,151/yr or $4,604 over four years.

How does net price change with family income at Spokane Falls Community College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $4,477. Students from families earning over $110k pay about $14,825. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →