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Cost & ROI · 2026

Is Southwestern Christian College worth it?

Pay $18,562/yr after aid. Graduates earn a median of $32,672 ten years out — about 1.8× the annual cost. EduGradify value grade: D.

Net price $18,562 per year, after aid
Earnings 10y $32,672 median, post-enrollment
D Top 88% Exceptional Investment

The ROI math, in 30 seconds

$18,562 × 4 years = $74,248 total cost
$32,672 / year earned 10 years after enrolling
=
4.40 ROI score Grade D · Top 88% value

Benchmarks

Southwestern Christian College vs Texas avg vs national avg

How this school stacks up against the typical Texas college and the typical US college.

Metric Southwestern Christian College Texas avg National avg
Avg net price $18,562 $16,183 $18,467
Median earnings 10y $32,672 $48,157 $50,834
Median debt $18,050 $19,694
Graduation rate 3.1% 44.3% 49.9%
Acceptance rate 75% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$13,140 per year
$30k – $48k Lower-middle
$17,760 per year
$48k – $75k Middle
$21,219 per year
$75k – $110k Upper-middle
$20,568 per year
$110k+ High income
$19,039 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $18,562 2026–2027
Year 2 $19,119 2027–2028
Year 3 $19,692 2028–2029
Year 4 $20,283 2029–2030
4-year total $77,656 net of expected aid

Sticker price (without aid) would run roughly $87,416 over four years. Most students get $3,292/yr in grants and scholarships.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Southwestern Christian College grad earns about -$493,120 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$12,328 vs HS-only median
Career-long boost -$493,120 40-year horizon, today's dollars
Net of 4-year cost -$567,368 after paying $74,248 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Southwestern Christian College

The average student at Southwestern Christian College pays $18,562 a year after grants and scholarships, against a $21,854 published sticker price. That is above the TX average net price of $16,183.

Ten years after entry, graduates earn a median of $32,672 — below the TX median of $48,157. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Smart alternatives

Cheaper Texas colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Southwestern Christian College.

Frequently asked

Cost & ROI questions

What is the net price at Southwestern Christian College?

The average net price — what students actually pay after grants and scholarships — is $18,562 per year. That's $3,292/yr in financial aid against the $21,854 sticker price. Over four years, that adds up to roughly $74,248.

How much do Southwestern Christian College graduates earn?

Ten years after enrolling, Southwestern Christian College graduates earn a median of $32,672 per year — below the national average of $50,834. That's about 1.8× the annual net cost.

Is Southwestern Christian College worth the cost?

EduGradify assigns Southwestern Christian College a value grade of D — top 88% on real ROI nationally. The math: pay $18,562/yr, earn $32,672/yr ten years out, ROI score of 4.40. Exceptional Investment.

What financial aid is available at Southwestern Christian College?

65.6% of students receive federal Pell Grants (need-based federal aid). 52.3% take federal student loans. On average, students get $3,292 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Southwestern Christian College?

In-state tuition is $14,638 per year. Out-of-state tuition is $14,638 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Southwestern Christian College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $13,140. Students from families earning over $110k pay about $19,039. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →