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Cost & ROI · 2026

Is Southern Illinois University Edwardsville worth it?

Pay $14,889/yr after aid. Graduates earn a median of $56,346 ten years out — about 3.8× the annual cost. EduGradify value grade: B.

Net price $14,889 per year, after aid
Earnings 10y $56,346 median, post-enrollment
Median debt $20,500 ≈ $222/mo
B Top 32% Exceptional Investment

The ROI math, in 30 seconds

$14,889 × 4 years = $59,556 total cost
$56,346 / year earned 10 years after enrolling
=
9.46 ROI score Grade B · Top 32% value

Benchmarks

Southern Illinois University Edwardsville vs Illinois avg vs national avg

How this school stacks up against the typical Illinois college and the typical US college.

Metric Southern Illinois University Edwardsville Illinois avg National avg
Avg net price $14,889 $18,082 $18,467
Median earnings 10y $56,346 $54,042 $50,834
Median debt $20,500 $20,325 $19,694
Graduation rate 57% 53.7% 49.9%
Acceptance rate 97.5% 72.7% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$8,483 per year
$30k – $48k Lower-middle
$8,587 per year
$48k – $75k Middle
$11,116 per year
$75k – $110k Upper-middle
$19,351 per year
$110k+ High income
$24,684 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $14,889 2026–2027
Year 2 $15,336 2027–2028
Year 3 $15,796 2028–2029
Year 4 $16,270 2029–2030
4-year total $62,291 net of expected aid

Sticker price (without aid) would run roughly $115,676 over four years. Most students get $14,030/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $20,500 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $222/mo Total paid: $26,640
15-year extended $168/mo Total paid: $30,240
20-year extended $141/mo Total paid: $33,840

Debt-to-earnings: 36% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Southern Illinois University Edwardsville grad earns about $453,840 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$11,346 vs HS-only median
Career-long boost $453,840 40-year horizon, today's dollars
Net of 4-year cost $394,284 after paying $59,556 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Southern Illinois University Edwardsville

The average student at Southern Illinois University Edwardsville pays $14,889 a year after grants and scholarships, against a $28,919 published sticker price. That is below the IL average net price of $18,082.

Ten years after entry, graduates earn a median of $56,346 — above the IL median of $54,042. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $20,500, roughly $222 a month on a standard ten-year plan — a manageable load at about 36% of one year's median earnings.

Smart alternatives

Cheaper Illinois colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Southern Illinois University Edwardsville.

Frequently asked

Cost & ROI questions

What is the net price at Southern Illinois University Edwardsville?

The average net price — what students actually pay after grants and scholarships — is $14,889 per year. That's $14,030/yr in financial aid against the $28,919 sticker price. Over four years, that adds up to roughly $59,556.

How much do Southern Illinois University Edwardsville graduates earn?

Ten years after enrolling, Southern Illinois University Edwardsville graduates earn a median of $56,346 per year — above the national average of $50,834. That's about 3.8× the annual net cost.

How much debt do Southern Illinois University Edwardsville graduates take on?

Median federal loan debt at graduation is $20,500 — about $222/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 38.4% of students take federal loans.

Is Southern Illinois University Edwardsville worth the cost?

EduGradify assigns Southern Illinois University Edwardsville a value grade of B — top 32% on real ROI nationally. The math: pay $14,889/yr, earn $56,346/yr ten years out, ROI score of 9.46. Exceptional Investment.

What financial aid is available at Southern Illinois University Edwardsville?

32.7% of students receive federal Pell Grants (need-based federal aid). 38.4% take federal student loans. On average, students get $14,030 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Southern Illinois University Edwardsville?

In-state tuition is $12,922 per year. Out-of-state tuition is $12,922 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Southern Illinois University Edwardsville?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $8,483. Students from families earning over $110k pay about $24,684. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →