Cost & ROI · 2026
Is San Joaquin Valley College-Rancho Cordova worth it?
Pay $29,811/yr after aid. Graduates earn a median of $38,317 ten years out — about 1.3× the annual cost. EduGradify value grade: D.
The ROI math, in 30 seconds
Benchmarks
San Joaquin Valley College-Rancho Cordova vs California avg vs national avg
How this school stacks up against the typical California college and the typical US college.
| Metric | San Joaquin Valley College-Rancho Cordova | California avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $29,811 | $19,903 | $18,467 |
| Median earnings 10y | ▼ $38,317 | $55,363 | $50,834 |
| Median debt | ▲ $10,674 | $17,539 | $19,694 |
| Graduation rate | ▲ 76.5% | 54.3% | 49.9% |
| Acceptance rate | — | 66% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Debt math
Loan repayment scenarios
If you borrow the median $10,674 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 28% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median San Joaquin Valley College-Rancho Cordova grad earns about -$267,320 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about San Joaquin Valley College-Rancho Cordova
The average student at San Joaquin Valley College-Rancho Cordova pays $29,811 a year after grants and scholarships. That is above the CA average net price of $19,903.
Ten years after entry, graduates earn a median of $38,317 — below the CA median of $55,363. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $10,674, roughly $116 a month on a standard ten-year plan — a manageable load at about 28% of one year's median earnings.
Smart alternatives
Cheaper California colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of San Joaquin Valley College-Rancho Cordova.
San Mateo, CA · Public College of San Mateo A+ 
Santee, CA · Private Non-Profit San Diego Christian College A+ Frequently asked
Cost & ROI questions
What is the net price at San Joaquin Valley College-Rancho Cordova?
The average net price — what students actually pay after grants and scholarships — is $29,811 per year. Over four years, that adds up to roughly $119,244.
How much do San Joaquin Valley College-Rancho Cordova graduates earn?
Ten years after enrolling, San Joaquin Valley College-Rancho Cordova graduates earn a median of $38,317 per year — below the national average of $50,834. That's about 1.3× the annual net cost.
How much debt do San Joaquin Valley College-Rancho Cordova graduates take on?
Median federal loan debt at graduation is $10,674 — about $116/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 72.8% of students take federal loans.
Is San Joaquin Valley College-Rancho Cordova worth the cost?
EduGradify assigns San Joaquin Valley College-Rancho Cordova a value grade of D — top 96% on real ROI nationally. The math: pay $29,811/yr, earn $38,317/yr ten years out, ROI score of 3.21. Exceptional Investment.
What financial aid is available at San Joaquin Valley College-Rancho Cordova?
40.1% of students receive federal Pell Grants (need-based federal aid). 72.8% take federal student loans.
How does net price change with family income at San Joaquin Valley College-Rancho Cordova?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $27,234. Students from families earning over $110k pay about $33,088. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →