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Cost & ROI · 2026

Is San Diego Christian College worth it?

Pay $992/yr after aid. Graduates earn a median of $49,766 ten years out — about 50.2× the annual cost. EduGradify value grade: A+.

Net price $992 per year, after aid
Earnings 10y $49,766 median, post-enrollment
Median debt $24,941 ≈ $271/mo
A+ Top 1% Exceptional Investment

The ROI math, in 30 seconds

$992 × 4 years = $3,968 total cost
$49,766 / year earned 10 years after enrolling
=
125.42 ROI score Grade A+ · Top 1% value

Benchmarks

San Diego Christian College vs California avg vs national avg

How this school stacks up against the typical California college and the typical US college.

Metric San Diego Christian College California avg National avg
Avg net price $992 $19,903 $18,467
Median earnings 10y $49,766 $55,363 $50,834
Median debt $24,941 $17,539 $19,694
Graduation rate 19.7% 54.3% 49.9%
Acceptance rate 30.8% 66% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$992 per year
$30k – $48k Lower-middle
per year
$48k – $75k Middle
per year
$75k – $110k Upper-middle
per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $992 2026–2027
Year 2 $1,022 2027–2028
Year 3 $1,052 2028–2029
Year 4 $1,084 2029–2030
4-year total $4,150 net of expected aid

Sticker price (without aid) would run roughly $126,980 over four years. Most students get $30,753/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $24,941 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $271/mo Total paid: $32,520
15-year extended $204/mo Total paid: $36,720
20-year extended $172/mo Total paid: $41,280

Debt-to-earnings: 50% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median San Diego Christian College grad earns about $190,640 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$4,766 vs HS-only median
Career-long boost $190,640 40-year horizon, today's dollars
Net of 4-year cost $186,672 after paying $3,968 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about San Diego Christian College

The average student at San Diego Christian College pays $992 a year after grants and scholarships, against a $31,745 published sticker price. That is below the CA average net price of $19,903.

Ten years after entry, graduates earn a median of $49,766 — below the CA median of $55,363. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $24,941, roughly $271 a month on a standard ten-year plan — a moderate load at about 50% of one year's median earnings.

Smart alternatives

Cheaper California colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of San Diego Christian College.

Frequently asked

Cost & ROI questions

What is the net price at San Diego Christian College?

The average net price — what students actually pay after grants and scholarships — is $992 per year. That's $30,753/yr in financial aid against the $31,745 sticker price. Over four years, that adds up to roughly $3,968.

How much do San Diego Christian College graduates earn?

Ten years after enrolling, San Diego Christian College graduates earn a median of $49,766 per year — below the national average of $50,834. That's about 50.2× the annual net cost.

How much debt do San Diego Christian College graduates take on?

Median federal loan debt at graduation is $24,941 — about $271/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 35% of students take federal loans.

Is San Diego Christian College worth the cost?

EduGradify assigns San Diego Christian College a value grade of A+ — top 1% on real ROI nationally. The math: pay $992/yr, earn $49,766/yr ten years out, ROI score of 125.42. Exceptional Investment.

What financial aid is available at San Diego Christian College?

45% of students receive federal Pell Grants (need-based federal aid). 35% take federal student loans. On average, students get $30,753 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at San Diego Christian College?

In-state tuition is $28,012 per year. Out-of-state tuition is $28,012 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at San Diego Christian College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $992. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →