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Cost & ROI · 2026

Is Roger Williams University worth it?

Pay $37,999/yr after aid. Graduates earn a median of $70,266 ten years out — about 1.8× the annual cost. EduGradify value grade: D.

Net price $37,999 per year, after aid
Earnings 10y $70,266 median, post-enrollment
Median debt $26,940 ≈ $292/mo
D Top 85% Exceptional Investment

The ROI math, in 30 seconds

$37,999 × 4 years = $151,996 total cost
$70,266 / year earned 10 years after enrolling
=
4.62 ROI score Grade D · Top 85% value

Benchmarks

Roger Williams University vs Rhode Island avg vs national avg

How this school stacks up against the typical Rhode Island college and the typical US college.

Metric Roger Williams University Rhode Island avg National avg
Avg net price $37,999 $30,466 $18,467
Median earnings 10y $70,266 $65,514 $50,834
Median debt $26,940 $22,380 $19,694
Graduation rate 68.7% 63.2% 49.9%
Acceptance rate 87.7% 64.2% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$29,778 per year
$30k – $48k Lower-middle
$30,087 per year
$48k – $75k Middle
$33,623 per year
$75k – $110k Upper-middle
$37,318 per year
$110k+ High income
$40,792 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $37,999 2026–2027
Year 2 $39,139 2027–2028
Year 3 $40,313 2028–2029
Year 4 $41,523 2029–2030
4-year total $158,974 net of expected aid

Sticker price (without aid) would run roughly $247,800 over four years. Most students get $23,951/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $26,940 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $292/mo Total paid: $35,040
15-year extended $220/mo Total paid: $39,600
20-year extended $185/mo Total paid: $44,400

Debt-to-earnings: 38% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Roger Williams University grad earns about $1,010,640 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$25,266 vs HS-only median
Career-long boost $1,010,640 40-year horizon, today's dollars
Net of 4-year cost $858,644 after paying $151,996 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Roger Williams University

The average student at Roger Williams University pays $37,999 a year after grants and scholarships, against a $61,950 published sticker price. That is above the RI average net price of $30,466.

Ten years after entry, graduates earn a median of $70,266 — above the RI median of $65,514. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $26,940, roughly $292 a month on a standard ten-year plan — a manageable load at about 38% of one year's median earnings.

Smart alternatives

Cheaper Rhode Island colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Roger Williams University.

Frequently asked

Cost & ROI questions

What is the net price at Roger Williams University?

The average net price — what students actually pay after grants and scholarships — is $37,999 per year. That's $23,951/yr in financial aid against the $61,950 sticker price. Over four years, that adds up to roughly $151,996.

How much do Roger Williams University graduates earn?

Ten years after enrolling, Roger Williams University graduates earn a median of $70,266 per year — above the national average of $50,834. That's about 1.8× the annual net cost.

How much debt do Roger Williams University graduates take on?

Median federal loan debt at graduation is $26,940 — about $292/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 55.6% of students take federal loans.

Is Roger Williams University worth the cost?

EduGradify assigns Roger Williams University a value grade of D — top 85% on real ROI nationally. The math: pay $37,999/yr, earn $70,266/yr ten years out, ROI score of 4.62. Exceptional Investment.

What financial aid is available at Roger Williams University?

16.4% of students receive federal Pell Grants (need-based federal aid). 55.6% take federal student loans. On average, students get $23,951 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Roger Williams University?

In-state tuition is $44,418 per year. Out-of-state tuition is $44,418 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Roger Williams University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $29,778. Students from families earning over $110k pay about $40,792. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →