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Cost & ROI · 2026

Is Rocky Mountain College of Art and Design worth it?

Pay $32,363/yr after aid. Graduates earn a median of $42,958 ten years out — about 1.3× the annual cost. EduGradify value grade: D.

Net price $32,363 per year, after aid
Earnings 10y $42,958 median, post-enrollment
Median debt $31,000 ≈ $336/mo
D Top 95% Exceptional Investment

The ROI math, in 30 seconds

$32,363 × 4 years = $129,452 total cost
$42,958 / year earned 10 years after enrolling
=
3.32 ROI score Grade D · Top 95% value

Benchmarks

Rocky Mountain College of Art and Design vs Colorado avg vs national avg

How this school stacks up against the typical Colorado college and the typical US college.

Metric Rocky Mountain College of Art and Design Colorado avg National avg
Avg net price $32,363 $20,538 $18,467
Median earnings 10y $42,958 $53,208 $50,834
Median debt $31,000 $19,940 $19,694
Graduation rate 31.8% 49.5% 49.9%
Acceptance rate 84% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$29,847 per year
$30k – $48k Lower-middle
$29,351 per year
$48k – $75k Middle
$32,387 per year
$75k – $110k Upper-middle
$36,040 per year
$110k+ High income
$36,201 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $32,363 2026–2027
Year 2 $33,334 2027–2028
Year 3 $34,334 2028–2029
Year 4 $35,364 2029–2030
4-year total $135,395 net of expected aid

Sticker price (without aid) would run roughly $150,020 over four years. Most students get $5,142/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $31,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $336/mo Total paid: $40,320
15-year extended $253/mo Total paid: $45,540
20-year extended $213/mo Total paid: $51,120

Debt-to-earnings: 72% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Rocky Mountain College of Art and Design grad earns about -$81,680 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$2,042 vs HS-only median
Career-long boost -$81,680 40-year horizon, today's dollars
Net of 4-year cost -$211,132 after paying $129,452 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Rocky Mountain College of Art and Design

The average student at Rocky Mountain College of Art and Design pays $32,363 a year after grants and scholarships, against a $37,505 published sticker price. That is above the CO average net price of $20,538.

Ten years after entry, graduates earn a median of $42,958 — below the CO median of $53,208. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $31,000, roughly $336 a month on a standard ten-year plan — a heavy load at about 72% of one year's median earnings.

Smart alternatives

Cheaper Colorado colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Rocky Mountain College of Art and Design.

Frequently asked

Cost & ROI questions

What is the net price at Rocky Mountain College of Art and Design?

The average net price — what students actually pay after grants and scholarships — is $32,363 per year. That's $5,142/yr in financial aid against the $37,505 sticker price. Over four years, that adds up to roughly $129,452.

How much do Rocky Mountain College of Art and Design graduates earn?

Ten years after enrolling, Rocky Mountain College of Art and Design graduates earn a median of $42,958 per year — below the national average of $50,834. That's about 1.3× the annual net cost.

How much debt do Rocky Mountain College of Art and Design graduates take on?

Median federal loan debt at graduation is $31,000 — about $336/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 60% of students take federal loans.

Is Rocky Mountain College of Art and Design worth the cost?

EduGradify assigns Rocky Mountain College of Art and Design a value grade of D — top 95% on real ROI nationally. The math: pay $32,363/yr, earn $42,958/yr ten years out, ROI score of 3.32. Exceptional Investment.

What financial aid is available at Rocky Mountain College of Art and Design?

48.4% of students receive federal Pell Grants (need-based federal aid). 60% take federal student loans. On average, students get $5,142 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Rocky Mountain College of Art and Design?

In-state tuition is $20,190 per year. Out-of-state tuition is $20,190 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Rocky Mountain College of Art and Design?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $29,847. Students from families earning over $110k pay about $36,201. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →