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Cost & ROI · 2026

Is Pepperdine University worth it?

Pay $58,098/yr after aid. Graduates earn a median of $82,939 ten years out — about 1.4× the annual cost. EduGradify value grade: D.

Net price $58,098 per year, after aid
Earnings 10y $82,939 median, post-enrollment
Median debt $23,510 ≈ $255/mo
D Top 94% Exceptional Investment

The ROI math, in 30 seconds

$58,098 × 4 years = $232,392 total cost
$82,939 / year earned 10 years after enrolling
=
3.57 ROI score Grade D · Top 94% value

Benchmarks

Pepperdine University vs California avg vs national avg

How this school stacks up against the typical California college and the typical US college.

Metric Pepperdine University California avg National avg
Avg net price $58,098 $19,903 $18,467
Median earnings 10y $82,939 $55,363 $50,834
Median debt $23,510 $17,539 $19,694
Graduation rate 83.4% 54.3% 49.9%
Acceptance rate 62.9% 66% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$50,560 per year
$30k – $48k Lower-middle
$42,674 per year
$48k – $75k Middle
$51,063 per year
$75k – $110k Upper-middle
$61,851 per year
$110k+ High income
$65,081 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $58,098 2026–2027
Year 2 $59,841 2027–2028
Year 3 $61,636 2028–2029
Year 4 $63,485 2029–2030
4-year total $243,060 net of expected aid

Sticker price (without aid) would run roughly $374,048 over four years. Most students get $35,414/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $23,510 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $255/mo Total paid: $30,600
15-year extended $192/mo Total paid: $34,560
20-year extended $162/mo Total paid: $38,880

Debt-to-earnings: 28% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Pepperdine University grad earns about $1,517,560 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$37,939 vs HS-only median
Career-long boost $1,517,560 40-year horizon, today's dollars
Net of 4-year cost $1,285,168 after paying $232,392 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Pepperdine University

The average student at Pepperdine University pays $58,098 a year after grants and scholarships, against a $93,512 published sticker price. That is above the CA average net price of $19,903.

Ten years after entry, graduates earn a median of $82,939 — above the CA median of $55,363. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $23,510, roughly $255 a month on a standard ten-year plan — a manageable load at about 28% of one year's median earnings.

Smart alternatives

Cheaper California colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Pepperdine University.

Frequently asked

Cost & ROI questions

What is the net price at Pepperdine University?

The average net price — what students actually pay after grants and scholarships — is $58,098 per year. That's $35,414/yr in financial aid against the $93,512 sticker price. Over four years, that adds up to roughly $232,392.

How much do Pepperdine University graduates earn?

Ten years after enrolling, Pepperdine University graduates earn a median of $82,939 per year — above the national average of $50,834. That's about 1.4× the annual net cost.

How much debt do Pepperdine University graduates take on?

Median federal loan debt at graduation is $23,510 — about $255/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 37.3% of students take federal loans.

Is Pepperdine University worth the cost?

EduGradify assigns Pepperdine University a value grade of D — top 94% on real ROI nationally. The math: pay $58,098/yr, earn $82,939/yr ten years out, ROI score of 3.57. Exceptional Investment.

What financial aid is available at Pepperdine University?

20.3% of students receive federal Pell Grants (need-based federal aid). 37.3% take federal student loans. On average, students get $35,414 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Pepperdine University?

In-state tuition is $69,918 per year. Out-of-state tuition is $69,918 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Pepperdine University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $50,560. Students from families earning over $110k pay about $65,081. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →