Cost & ROI · 2026
Is Pasco-Hernando State College worth it?
Pay $5,203/yr after aid. Graduates earn a median of $39,903 ten years out — about 7.7× the annual cost. EduGradify value grade: A+.
The ROI math, in 30 seconds
Benchmarks
Pasco-Hernando State College vs Florida avg vs national avg
How this school stacks up against the typical Florida college and the typical US college.
| Metric | Pasco-Hernando State College | Florida avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $5,203 | $20,569 | $18,467 |
| Median earnings 10y | ▼ $39,903 | $47,387 | $50,834 |
| Median debt | ▲ $9,535 | $19,202 | $19,694 |
| Graduation rate | ▼ 41% | 52% | 49.9% |
| Acceptance rate | — | 65.9% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $46,920 over four years. Most students get $6,527/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $9,535 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 24% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Pasco-Hernando State College grad earns about -$203,880 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Pasco-Hernando State College
The average student at Pasco-Hernando State College pays $5,203 a year after grants and scholarships, against a $11,730 published sticker price. That is below the FL average net price of $20,569.
Ten years after entry, graduates earn a median of $39,903 — below the FL median of $47,387. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $9,535, roughly $103 a month on a standard ten-year plan — a manageable load at about 24% of one year's median earnings.
Smart alternatives
Cheaper Florida colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Pasco-Hernando State College.
Frequently asked
Cost & ROI questions
What is the net price at Pasco-Hernando State College?
The average net price — what students actually pay after grants and scholarships — is $5,203 per year. That's $6,527/yr in financial aid against the $11,730 sticker price. Over four years, that adds up to roughly $20,812.
How much do Pasco-Hernando State College graduates earn?
Ten years after enrolling, Pasco-Hernando State College graduates earn a median of $39,903 per year — below the national average of $50,834. That's about 7.7× the annual net cost.
How much debt do Pasco-Hernando State College graduates take on?
Median federal loan debt at graduation is $9,535 — about $103/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 7.4% of students take federal loans.
Is Pasco-Hernando State College worth the cost?
EduGradify assigns Pasco-Hernando State College a value grade of A+ — top 7% on real ROI nationally. The math: pay $5,203/yr, earn $39,903/yr ten years out, ROI score of 19.17. Exceptional Investment.
What financial aid is available at Pasco-Hernando State College?
29.5% of students receive federal Pell Grants (need-based federal aid). 7.4% take federal student loans. On average, students get $6,527 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Pasco-Hernando State College?
In-state tuition is $3,155 per year. Out-of-state tuition is $12,032 per year — a difference of $8,877/yr or $35,508 over four years.
How does net price change with family income at Pasco-Hernando State College?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $3,533. Students from families earning over $110k pay about $10,754. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →