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Cost & ROI · 2026

Is Pace University worth it?

Pay $30,892/yr after aid. Graduates earn a median of $70,378 ten years out — about 2.3× the annual cost. EduGradify value grade: C.

Net price $30,892 per year, after aid
Earnings 10y $70,378 median, post-enrollment
Median debt $23,250 ≈ $252/mo
C Top 72% Exceptional Investment

The ROI math, in 30 seconds

$30,892 × 4 years = $123,568 total cost
$70,378 / year earned 10 years after enrolling
=
5.70 ROI score Grade C · Top 72% value

Benchmarks

Pace University vs New York avg vs national avg

How this school stacks up against the typical New York college and the typical US college.

Metric Pace University New York avg National avg
Avg net price $30,892 $20,287 $18,467
Median earnings 10y $70,378 $56,137 $50,834
Median debt $23,250 $18,844 $19,694
Graduation rate 60% 54.3% 49.9%
Acceptance rate 75.9% 66.5% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$26,473 per year
$30k – $48k Lower-middle
$26,362 per year
$48k – $75k Middle
$28,467 per year
$75k – $110k Upper-middle
$31,219 per year
$110k+ High income
$36,430 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $30,892 2026–2027
Year 2 $31,819 2027–2028
Year 3 $32,773 2028–2029
Year 4 $33,757 2029–2030
4-year total $129,241 net of expected aid

Sticker price (without aid) would run roughly $278,200 over four years. Most students get $38,658/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $23,250 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $252/mo Total paid: $30,240
15-year extended $190/mo Total paid: $34,200
20-year extended $160/mo Total paid: $38,400

Debt-to-earnings: 33% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Pace University grad earns about $1,015,120 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$25,378 vs HS-only median
Career-long boost $1,015,120 40-year horizon, today's dollars
Net of 4-year cost $891,552 after paying $123,568 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Pace University

The average student at Pace University pays $30,892 a year after grants and scholarships, against a $69,550 published sticker price. That is above the NY average net price of $20,287.

Ten years after entry, graduates earn a median of $70,378 — above the NY median of $56,137. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $23,250, roughly $252 a month on a standard ten-year plan — a manageable load at about 33% of one year's median earnings.

Smart alternatives

Cheaper New York colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Pace University.

Frequently asked

Cost & ROI questions

What is the net price at Pace University?

The average net price — what students actually pay after grants and scholarships — is $30,892 per year. That's $38,658/yr in financial aid against the $69,550 sticker price. Over four years, that adds up to roughly $123,568.

How much do Pace University graduates earn?

Ten years after enrolling, Pace University graduates earn a median of $70,378 per year — above the national average of $50,834. That's about 2.3× the annual net cost.

How much debt do Pace University graduates take on?

Median federal loan debt at graduation is $23,250 — about $252/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 44.9% of students take federal loans.

Is Pace University worth the cost?

EduGradify assigns Pace University a value grade of C — top 72% on real ROI nationally. The math: pay $30,892/yr, earn $70,378/yr ten years out, ROI score of 5.70. Exceptional Investment.

What financial aid is available at Pace University?

27.3% of students receive federal Pell Grants (need-based federal aid). 44.9% take federal student loans. On average, students get $38,658 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Pace University?

In-state tuition is $53,290 per year. Out-of-state tuition is $53,290 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Pace University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $26,473. Students from families earning over $110k pay about $36,430. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →