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Cost & ROI · 2026

Is Ohio State University-Main Campus worth it?

Pay $17,339/yr after aid. Graduates earn a median of $60,409 ten years out — about 3.5× the annual cost. EduGradify value grade: B.

Net price $17,339 per year, after aid
Earnings 10y $60,409 median, post-enrollment
Median debt $19,976 ≈ $217/mo
B Top 38% Exceptional Investment

The ROI math, in 30 seconds

$17,339 × 4 years = $69,356 total cost
$60,409 / year earned 10 years after enrolling
=
8.71 ROI score Grade B · Top 38% value

Benchmarks

Ohio State University-Main Campus vs Ohio avg vs national avg

How this school stacks up against the typical Ohio college and the typical US college.

Metric Ohio State University-Main Campus Ohio avg National avg
Avg net price $17,339 $19,055 $18,467
Median earnings 10y $60,409 $50,599 $50,834
Median debt $19,976 $21,844 $19,694
Graduation rate 87.7% 47.3% 49.9%
Acceptance rate 60.6% 72.8% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$4,885 per year
$30k – $48k Lower-middle
$5,751 per year
$48k – $75k Middle
$9,807 per year
$75k – $110k Upper-middle
$20,461 per year
$110k+ High income
$27,359 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $17,339 2026–2027
Year 2 $17,859 2027–2028
Year 3 $18,395 2028–2029
Year 4 $18,947 2029–2030
4-year total $72,540 net of expected aid

Sticker price (without aid) would run roughly $121,220 over four years. Most students get $12,966/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $19,976 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $217/mo Total paid: $26,040
15-year extended $163/mo Total paid: $29,340
20-year extended $137/mo Total paid: $32,880

Debt-to-earnings: 33% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Ohio State University-Main Campus grad earns about $616,360 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$15,409 vs HS-only median
Career-long boost $616,360 40-year horizon, today's dollars
Net of 4-year cost $547,004 after paying $69,356 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Ohio State University-Main Campus

The average student at Ohio State University-Main Campus pays $17,339 a year after grants and scholarships, against a $30,305 published sticker price. That is below the OH average net price of $19,055.

Ten years after entry, graduates earn a median of $60,409 — above the OH median of $50,599. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $19,976, roughly $217 a month on a standard ten-year plan — a manageable load at about 33% of one year's median earnings.

Smart alternatives

Cheaper Ohio colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Ohio State University-Main Campus.

Frequently asked

Cost & ROI questions

What is the net price at Ohio State University-Main Campus?

The average net price — what students actually pay after grants and scholarships — is $17,339 per year. That's $12,966/yr in financial aid against the $30,305 sticker price. Over four years, that adds up to roughly $69,356.

How much do Ohio State University-Main Campus graduates earn?

Ten years after enrolling, Ohio State University-Main Campus graduates earn a median of $60,409 per year — above the national average of $50,834. That's about 3.5× the annual net cost.

How much debt do Ohio State University-Main Campus graduates take on?

Median federal loan debt at graduation is $19,976 — about $217/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 28.8% of students take federal loans.

Is Ohio State University-Main Campus worth the cost?

EduGradify assigns Ohio State University-Main Campus a value grade of B — top 38% on real ROI nationally. The math: pay $17,339/yr, earn $60,409/yr ten years out, ROI score of 8.71. Exceptional Investment.

What financial aid is available at Ohio State University-Main Campus?

20.2% of students receive federal Pell Grants (need-based federal aid). 28.8% take federal student loans. On average, students get $12,966 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Ohio State University-Main Campus?

In-state tuition is $13,244 per year. Out-of-state tuition is $40,022 per year — a difference of $26,778/yr or $107,112 over four years.

How does net price change with family income at Ohio State University-Main Campus?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $4,885. Students from families earning over $110k pay about $27,359. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →