Cost & ROI · 2026
Is North Carolina A & T State University worth it?
Pay $10,846/yr after aid. Graduates earn a median of $44,440 ten years out — about 4.1× the annual cost. EduGradify value grade: B.
The ROI math, in 30 seconds
Benchmarks
North Carolina A & T State University vs North Carolina avg vs national avg
How this school stacks up against the typical North Carolina college and the typical US college.
| Metric | North Carolina A & T State University | North Carolina avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $10,846 | $15,844 | $18,467 |
| Median earnings 10y | ▼ $44,440 | $44,299 | $50,834 |
| Median debt | ▼ $27,000 | $21,832 | $19,694 |
| Graduation rate | ▲ 57.2% | 47.2% | 49.9% |
| Acceptance rate | ▼ 49.9% | 67.4% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $81,708 over four years. Most students get $9,581/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $27,000 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 61% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median North Carolina A & T State University grad earns about -$22,400 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about North Carolina A & T State University
The average student at North Carolina A & T State University pays $10,846 a year after grants and scholarships, against a $20,427 published sticker price. That is below the NC average net price of $15,844.
Ten years after entry, graduates earn a median of $44,440 — above the NC median of $44,299. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $27,000, roughly $293 a month on a standard ten-year plan — a moderate load at about 61% of one year's median earnings.
Smart alternatives
Cheaper North Carolina colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of North Carolina A & T State University.
Frequently asked
Cost & ROI questions
What is the net price at North Carolina A & T State University?
The average net price — what students actually pay after grants and scholarships — is $10,846 per year. That's $9,581/yr in financial aid against the $20,427 sticker price. Over four years, that adds up to roughly $43,384.
How much do North Carolina A & T State University graduates earn?
Ten years after enrolling, North Carolina A & T State University graduates earn a median of $44,440 per year — below the national average of $50,834. That's about 4.1× the annual net cost.
How much debt do North Carolina A & T State University graduates take on?
Median federal loan debt at graduation is $27,000 — about $293/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 54.8% of students take federal loans.
Is North Carolina A & T State University worth the cost?
EduGradify assigns North Carolina A & T State University a value grade of B — top 28% on real ROI nationally. The math: pay $10,846/yr, earn $44,440/yr ten years out, ROI score of 10.24. Exceptional Investment.
What financial aid is available at North Carolina A & T State University?
52.3% of students receive federal Pell Grants (need-based federal aid). 54.8% take federal student loans. On average, students get $9,581 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at North Carolina A & T State University?
In-state tuition is $6,813 per year. Out-of-state tuition is $20,673 per year — a difference of $13,860/yr or $55,440 over four years.
How does net price change with family income at North Carolina A & T State University?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $8,223. Students from families earning over $110k pay about $17,311. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →