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Cost & ROI · 2026

Is NHTI-Concord's Community College worth it?

Pay $18,011/yr after aid. Graduates earn a median of $48,943 ten years out — about 2.7× the annual cost. EduGradify value grade: C.

Net price $18,011 per year, after aid
Earnings 10y $48,943 median, post-enrollment
Median debt $14,650 ≈ $159/mo
C Top 57% Exceptional Investment

The ROI math, in 30 seconds

$18,011 × 4 years = $72,044 total cost
$48,943 / year earned 10 years after enrolling
=
6.79 ROI score Grade C · Top 57% value

Benchmarks

NHTI-Concord's Community College vs New Hampshire avg vs national avg

How this school stacks up against the typical New Hampshire college and the typical US college.

Metric NHTI-Concord's Community College New Hampshire avg National avg
Avg net price $18,011 $21,574 $18,467
Median earnings 10y $48,943 $55,916 $50,834
Median debt $14,650 $22,054 $19,694
Graduation rate 29.3% 50.3% 49.9%
Acceptance rate 79.8% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$14,790 per year
$30k – $48k Lower-middle
$22,137 per year
$48k – $75k Middle
$23,452 per year
$75k – $110k Upper-middle
$23,020 per year
$110k+ High income
$23,726 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $18,011 2026–2027
Year 2 $18,551 2027–2028
Year 3 $19,108 2028–2029
Year 4 $19,681 2029–2030
4-year total $75,351 net of expected aid

Sticker price (without aid) would run roughly $94,904 over four years. Most students get $5,715/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $14,650 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $159/mo Total paid: $19,080
15-year extended $120/mo Total paid: $21,600
20-year extended $101/mo Total paid: $24,240

Debt-to-earnings: 30% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median NHTI-Concord's Community College grad earns about $157,720 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$3,943 vs HS-only median
Career-long boost $157,720 40-year horizon, today's dollars
Net of 4-year cost $85,676 after paying $72,044 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about NHTI-Concord's Community College

The average student at NHTI-Concord's Community College pays $18,011 a year after grants and scholarships, against a $23,726 published sticker price. That is below the NH average net price of $21,574.

Ten years after entry, graduates earn a median of $48,943 — below the NH median of $55,916. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $14,650, roughly $159 a month on a standard ten-year plan — a manageable load at about 30% of one year's median earnings.

Smart alternatives

Cheaper New Hampshire colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of NHTI-Concord's Community College.

Frequently asked

Cost & ROI questions

What is the net price at NHTI-Concord's Community College?

The average net price — what students actually pay after grants and scholarships — is $18,011 per year. That's $5,715/yr in financial aid against the $23,726 sticker price. Over four years, that adds up to roughly $72,044.

How much do NHTI-Concord's Community College graduates earn?

Ten years after enrolling, NHTI-Concord's Community College graduates earn a median of $48,943 per year — below the national average of $50,834. That's about 2.7× the annual net cost.

How much debt do NHTI-Concord's Community College graduates take on?

Median federal loan debt at graduation is $14,650 — about $159/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 35.1% of students take federal loans.

Is NHTI-Concord's Community College worth the cost?

EduGradify assigns NHTI-Concord's Community College a value grade of C — top 57% on real ROI nationally. The math: pay $18,011/yr, earn $48,943/yr ten years out, ROI score of 6.79. Exceptional Investment.

What financial aid is available at NHTI-Concord's Community College?

28.3% of students receive federal Pell Grants (need-based federal aid). 35.1% take federal student loans. On average, students get $5,715 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at NHTI-Concord's Community College?

In-state tuition is $7,200 per year. Out-of-state tuition is $15,450 per year — a difference of $8,250/yr or $33,000 over four years.

How does net price change with family income at NHTI-Concord's Community College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $14,790. Students from families earning over $110k pay about $23,726. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →