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Cost & ROI · 2026

Is New Mexico Military Institute worth it?

Pay $4,571/yr after aid. Graduates earn a median of $57,410 ten years out — about 12.6× the annual cost. EduGradify value grade: A+.

Net price $4,571 per year, after aid
Earnings 10y $57,410 median, post-enrollment
Median debt $5,500 ≈ $60/mo
A+ Top 2% Exceptional Investment

The ROI math, in 30 seconds

$4,571 × 4 years = $18,284 total cost
$57,410 / year earned 10 years after enrolling
=
31.40 ROI score Grade A+ · Top 2% value

Benchmarks

New Mexico Military Institute vs New Mexico avg vs national avg

How this school stacks up against the typical New Mexico college and the typical US college.

Metric New Mexico Military Institute New Mexico avg National avg
Avg net price $4,571 $11,430 $18,467
Median earnings 10y $57,410 $42,016 $50,834
Median debt $5,500 $15,543 $19,694
Graduation rate 44.4% 34% 49.9%
Acceptance rate 52.6% 74.8% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$2,772 per year
$30k – $48k Lower-middle
$4,062 per year
$48k – $75k Middle
$5,935 per year
$75k – $110k Upper-middle
$4,210 per year
$110k+ High income
$10,106 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $4,571 2026–2027
Year 2 $4,708 2027–2028
Year 3 $4,849 2028–2029
Year 4 $4,995 2029–2030
4-year total $19,123 net of expected aid

Sticker price (without aid) would run roughly $76,484 over four years. Most students get $14,550/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $5,500 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $60/mo Total paid: $7,200
15-year extended $45/mo Total paid: $8,100
20-year extended $38/mo Total paid: $9,120

Debt-to-earnings: 10% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median New Mexico Military Institute grad earns about $496,400 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$12,410 vs HS-only median
Career-long boost $496,400 40-year horizon, today's dollars
Net of 4-year cost $478,116 after paying $18,284 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about New Mexico Military Institute

The average student at New Mexico Military Institute pays $4,571 a year after grants and scholarships, against a $19,121 published sticker price. That is below the NM average net price of $11,430.

Ten years after entry, graduates earn a median of $57,410 — above the NM median of $42,016. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $5,500, roughly $60 a month on a standard ten-year plan — a manageable load at about 10% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at New Mexico Military Institute?

The average net price — what students actually pay after grants and scholarships — is $4,571 per year. That's $14,550/yr in financial aid against the $19,121 sticker price. Over four years, that adds up to roughly $18,284.

How much do New Mexico Military Institute graduates earn?

Ten years after enrolling, New Mexico Military Institute graduates earn a median of $57,410 per year — above the national average of $50,834. That's about 12.6× the annual net cost.

How much debt do New Mexico Military Institute graduates take on?

Median federal loan debt at graduation is $5,500 — about $60/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 4.4% of students take federal loans.

Is New Mexico Military Institute worth the cost?

EduGradify assigns New Mexico Military Institute a value grade of A+ — top 2% on real ROI nationally. The math: pay $4,571/yr, earn $57,410/yr ten years out, ROI score of 31.40. Exceptional Investment.

What financial aid is available at New Mexico Military Institute?

24.4% of students receive federal Pell Grants (need-based federal aid). 4.4% take federal student loans. On average, students get $14,550 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at New Mexico Military Institute?

In-state tuition is $7,190 per year. Out-of-state tuition is $14,156 per year — a difference of $6,966/yr or $27,864 over four years.

How does net price change with family income at New Mexico Military Institute?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $2,772. Students from families earning over $110k pay about $10,106. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →