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Cost & ROI · 2026

Is Morton College worth it?

Pay $5,191/yr after aid. Graduates earn a median of $42,406 ten years out — about 8.2× the annual cost. EduGradify value grade: A+.

Net price $5,191 per year, after aid
Earnings 10y $42,406 median, post-enrollment
Median debt $8,000 ≈ $87/mo
A+ Top 6% Exceptional Investment

The ROI math, in 30 seconds

$5,191 × 4 years = $20,764 total cost
$42,406 / year earned 10 years after enrolling
=
20.42 ROI score Grade A+ · Top 6% value

Benchmarks

Morton College vs Illinois avg vs national avg

How this school stacks up against the typical Illinois college and the typical US college.

Metric Morton College Illinois avg National avg
Avg net price $5,191 $18,082 $18,467
Median earnings 10y $42,406 $54,042 $50,834
Median debt $8,000 $20,325 $19,694
Graduation rate 30.9% 53.7% 49.9%
Acceptance rate 72.7% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$4,006 per year
$30k – $48k Lower-middle
$4,347 per year
$48k – $75k Middle
$7,763 per year
$75k – $110k Upper-middle
$9,356 per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $5,191 2026–2027
Year 2 $5,347 2027–2028
Year 3 $5,507 2028–2029
Year 4 $5,672 2029–2030
4-year total $21,717 net of expected aid

Sticker price (without aid) would run roughly $51,204 over four years. Most students get $7,610/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $8,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $87/mo Total paid: $10,440
15-year extended $65/mo Total paid: $11,700
20-year extended $55/mo Total paid: $13,200

Debt-to-earnings: 19% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Morton College grad earns about -$103,760 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$2,594 vs HS-only median
Career-long boost -$103,760 40-year horizon, today's dollars
Net of 4-year cost -$124,524 after paying $20,764 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Morton College

The average student at Morton College pays $5,191 a year after grants and scholarships, against a $12,801 published sticker price. That is below the IL average net price of $18,082.

Ten years after entry, graduates earn a median of $42,406 — below the IL median of $54,042. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $8,000, roughly $87 a month on a standard ten-year plan — a manageable load at about 19% of one year's median earnings.

Smart alternatives

Cheaper Illinois colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Morton College.

Frequently asked

Cost & ROI questions

What is the net price at Morton College?

The average net price — what students actually pay after grants and scholarships — is $5,191 per year. That's $7,610/yr in financial aid against the $12,801 sticker price. Over four years, that adds up to roughly $20,764.

How much do Morton College graduates earn?

Ten years after enrolling, Morton College graduates earn a median of $42,406 per year — below the national average of $50,834. That's about 8.2× the annual net cost.

How much debt do Morton College graduates take on?

Median federal loan debt at graduation is $8,000 — about $87/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 1.2% of students take federal loans.

Is Morton College worth the cost?

EduGradify assigns Morton College a value grade of A+ — top 6% on real ROI nationally. The math: pay $5,191/yr, earn $42,406/yr ten years out, ROI score of 20.42. Exceptional Investment.

What financial aid is available at Morton College?

36.6% of students receive federal Pell Grants (need-based federal aid). 1.2% take federal student loans. On average, students get $7,610 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Morton College?

In-state tuition is $5,502 per year. Out-of-state tuition is $12,414 per year — a difference of $6,912/yr or $27,648 over four years.

How does net price change with family income at Morton College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $4,006. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →