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Cost & ROI · 2026

Is Minot State University worth it?

Pay $12,703/yr after aid. Graduates earn a median of $51,759 ten years out — about 4.1× the annual cost. EduGradify value grade: B.

Net price $12,703 per year, after aid
Earnings 10y $51,759 median, post-enrollment
Median debt $19,609 ≈ $213/mo
B Top 28% Exceptional Investment

The ROI math, in 30 seconds

$12,703 × 4 years = $50,812 total cost
$51,759 / year earned 10 years after enrolling
=
10.19 ROI score Grade B · Top 28% value

Benchmarks

Minot State University vs North Dakota avg vs national avg

How this school stacks up against the typical North Dakota college and the typical US college.

Metric Minot State University North Dakota avg National avg
Avg net price $12,703 $12,158 $18,467
Median earnings 10y $51,759 $46,564 $50,834
Median debt $19,609 $17,873 $19,694
Graduation rate 45.1% 46.5% 49.9%
Acceptance rate 64.6% 70.2% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$9,492 per year
$30k – $48k Lower-middle
$10,388 per year
$48k – $75k Middle
$11,359 per year
$75k – $110k Upper-middle
$13,674 per year
$110k+ High income
$15,632 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $12,703 2026–2027
Year 2 $13,084 2027–2028
Year 3 $13,477 2028–2029
Year 4 $13,881 2029–2030
4-year total $53,145 net of expected aid

Sticker price (without aid) would run roughly $77,356 over four years. Most students get $6,636/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $19,609 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $213/mo Total paid: $25,560
15-year extended $160/mo Total paid: $28,800
20-year extended $135/mo Total paid: $32,400

Debt-to-earnings: 38% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Minot State University grad earns about $270,360 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$6,759 vs HS-only median
Career-long boost $270,360 40-year horizon, today's dollars
Net of 4-year cost $219,548 after paying $50,812 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Minot State University

The average student at Minot State University pays $12,703 a year after grants and scholarships, against a $19,339 published sticker price. That is above the ND average net price of $12,158.

Ten years after entry, graduates earn a median of $51,759 — above the ND median of $46,564. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $19,609, roughly $213 a month on a standard ten-year plan — a manageable load at about 38% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at Minot State University?

The average net price — what students actually pay after grants and scholarships — is $12,703 per year. That's $6,636/yr in financial aid against the $19,339 sticker price. Over four years, that adds up to roughly $50,812.

How much do Minot State University graduates earn?

Ten years after enrolling, Minot State University graduates earn a median of $51,759 per year — above the national average of $50,834. That's about 4.1× the annual net cost.

How much debt do Minot State University graduates take on?

Median federal loan debt at graduation is $19,609 — about $213/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 36.5% of students take federal loans.

Is Minot State University worth the cost?

EduGradify assigns Minot State University a value grade of B — top 28% on real ROI nationally. The math: pay $12,703/yr, earn $51,759/yr ten years out, ROI score of 10.19. Exceptional Investment.

What financial aid is available at Minot State University?

24.5% of students receive federal Pell Grants (need-based federal aid). 36.5% take federal student loans. On average, students get $6,636 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Minot State University?

In-state tuition is $8,702 per year. Out-of-state tuition is $8,702 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Minot State University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $9,492. Students from families earning over $110k pay about $15,632. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →