Cost & ROI · 2026
Is Miller-Motte College-Chattanooga worth it?
Pay $23,958/yr after aid. Graduates earn a median of $31,102 ten years out — about 1.3× the annual cost. EduGradify value grade: D.
The ROI math, in 30 seconds
Benchmarks
Miller-Motte College-Chattanooga vs Tennessee avg vs national avg
How this school stacks up against the typical Tennessee college and the typical US college.
| Metric | Miller-Motte College-Chattanooga | Tennessee avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $23,958 | $16,201 | $18,467 |
| Median earnings 10y | ▼ $31,102 | $46,379 | $50,834 |
| Median debt | ▲ $15,917 | $19,825 | $19,694 |
| Graduation rate | ▲ 60.1% | 45.4% | 49.9% |
| Acceptance rate | — | 69.4% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Debt math
Loan repayment scenarios
If you borrow the median $15,917 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 51% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Miller-Motte College-Chattanooga grad earns about -$555,920 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Miller-Motte College-Chattanooga
The average student at Miller-Motte College-Chattanooga pays $23,958 a year after grants and scholarships. That is above the TN average net price of $16,201.
Ten years after entry, graduates earn a median of $31,102 — below the TN median of $46,379. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $15,917, roughly $173 a month on a standard ten-year plan — a moderate load at about 51% of one year's median earnings.
Smart alternatives
Cheaper Tennessee colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Miller-Motte College-Chattanooga.
Dyersburg, TN · Public Dyersburg State Community College A+ Frequently asked
Cost & ROI questions
What is the net price at Miller-Motte College-Chattanooga?
The average net price — what students actually pay after grants and scholarships — is $23,958 per year. Over four years, that adds up to roughly $95,832.
How much do Miller-Motte College-Chattanooga graduates earn?
Ten years after enrolling, Miller-Motte College-Chattanooga graduates earn a median of $31,102 per year — below the national average of $50,834. That's about 1.3× the annual net cost.
How much debt do Miller-Motte College-Chattanooga graduates take on?
Median federal loan debt at graduation is $15,917 — about $173/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 80.4% of students take federal loans.
Is Miller-Motte College-Chattanooga worth the cost?
EduGradify assigns Miller-Motte College-Chattanooga a value grade of D — top 95% on real ROI nationally. The math: pay $23,958/yr, earn $31,102/yr ten years out, ROI score of 3.25. Exceptional Investment.
What financial aid is available at Miller-Motte College-Chattanooga?
86.2% of students receive federal Pell Grants (need-based federal aid). 80.4% take federal student loans.
How does net price change with family income at Miller-Motte College-Chattanooga?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $23,939. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →