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Cost & ROI · 2026

Is Midland University worth it?

Pay $26,267/yr after aid. Graduates earn a median of $52,163 ten years out — about 2.0× the annual cost. EduGradify value grade: D.

Net price $26,267 per year, after aid
Earnings 10y $52,163 median, post-enrollment
Median debt $26,134 ≈ $284/mo
D Top 81% Exceptional Investment

The ROI math, in 30 seconds

$26,267 × 4 years = $105,068 total cost
$52,163 / year earned 10 years after enrolling
=
4.96 ROI score Grade D · Top 81% value

Benchmarks

Midland University vs Nebraska avg vs national avg

How this school stacks up against the typical Nebraska college and the typical US college.

Metric Midland University Nebraska avg National avg
Avg net price $26,267 $18,556 $18,467
Median earnings 10y $52,163 $51,278 $50,834
Median debt $26,134 $20,799 $19,694
Graduation rate 42.1% 54.1% 49.9%
Acceptance rate 66.1% 77.4% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$21,086 per year
$30k – $48k Lower-middle
$22,445 per year
$48k – $75k Middle
$23,055 per year
$75k – $110k Upper-middle
$28,289 per year
$110k+ High income
$28,680 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $26,267 2026–2027
Year 2 $27,055 2027–2028
Year 3 $27,867 2028–2029
Year 4 $28,703 2029–2030
4-year total $109,892 net of expected aid

Sticker price (without aid) would run roughly $222,876 over four years. Most students get $29,452/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $26,134 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $284/mo Total paid: $34,080
15-year extended $214/mo Total paid: $38,520
20-year extended $180/mo Total paid: $43,200

Debt-to-earnings: 50% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Midland University grad earns about $286,520 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$7,163 vs HS-only median
Career-long boost $286,520 40-year horizon, today's dollars
Net of 4-year cost $181,452 after paying $105,068 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Midland University

The average student at Midland University pays $26,267 a year after grants and scholarships, against a $55,719 published sticker price. That is above the NE average net price of $18,556.

Ten years after entry, graduates earn a median of $52,163 — above the NE median of $51,278. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $26,134, roughly $284 a month on a standard ten-year plan — a moderate load at about 50% of one year's median earnings.

Smart alternatives

Cheaper Nebraska colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Midland University.

Frequently asked

Cost & ROI questions

What is the net price at Midland University?

The average net price — what students actually pay after grants and scholarships — is $26,267 per year. That's $29,452/yr in financial aid against the $55,719 sticker price. Over four years, that adds up to roughly $105,068.

How much do Midland University graduates earn?

Ten years after enrolling, Midland University graduates earn a median of $52,163 per year — above the national average of $50,834. That's about 2.0× the annual net cost.

How much debt do Midland University graduates take on?

Median federal loan debt at graduation is $26,134 — about $284/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 61.7% of students take federal loans.

Is Midland University worth the cost?

EduGradify assigns Midland University a value grade of D — top 81% on real ROI nationally. The math: pay $26,267/yr, earn $52,163/yr ten years out, ROI score of 4.96. Exceptional Investment.

What financial aid is available at Midland University?

28.1% of students receive federal Pell Grants (need-based federal aid). 61.7% take federal student loans. On average, students get $29,452 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Midland University?

In-state tuition is $42,050 per year. Out-of-state tuition is $42,050 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Midland University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $21,086. Students from families earning over $110k pay about $28,680. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →