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Cost & ROI · 2026

Is Middlesex Community College worth it?

Pay $2,624/yr after aid. Graduates earn a median of $50,651 ten years out — about 19.3× the annual cost. EduGradify value grade: A+.

Net price $2,624 per year, after aid
Earnings 10y $50,651 median, post-enrollment
Median debt $7,291 ≈ $79/mo
A+ Top 1% Exceptional Investment

The ROI math, in 30 seconds

$2,624 × 4 years = $10,496 total cost
$50,651 / year earned 10 years after enrolling
=
48.26 ROI score Grade A+ · Top 1% value

Benchmarks

Middlesex Community College vs Massachusetts avg vs national avg

How this school stacks up against the typical Massachusetts college and the typical US college.

Metric Middlesex Community College Massachusetts avg National avg
Avg net price $2,624 $23,837 $18,467
Median earnings 10y $50,651 $62,779 $50,834
Median debt $7,291 $20,935 $19,694
Graduation rate 23.4% 58.5% 49.9%
Acceptance rate 61.1% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$943 per year
$30k – $48k Lower-middle
$1,646 per year
$48k – $75k Middle
$1,399 per year
$75k – $110k Upper-middle
$4,356 per year
$110k+ High income
$8,426 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $2,624 2026–2027
Year 2 $2,703 2027–2028
Year 3 $2,784 2028–2029
Year 4 $2,867 2029–2030
4-year total $10,978 net of expected aid

Sticker price (without aid) would run roughly $41,368 over four years. Most students get $7,718/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $7,291 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $79/mo Total paid: $9,480
15-year extended $60/mo Total paid: $10,800
20-year extended $50/mo Total paid: $12,000

Debt-to-earnings: 14% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Middlesex Community College grad earns about $226,040 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$5,651 vs HS-only median
Career-long boost $226,040 40-year horizon, today's dollars
Net of 4-year cost $215,544 after paying $10,496 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Middlesex Community College

The average student at Middlesex Community College pays $2,624 a year after grants and scholarships, against a $10,342 published sticker price. That is below the MA average net price of $23,837.

Ten years after entry, graduates earn a median of $50,651 — below the MA median of $62,779. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $7,291, roughly $79 a month on a standard ten-year plan — a manageable load at about 14% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at Middlesex Community College?

The average net price — what students actually pay after grants and scholarships — is $2,624 per year. That's $7,718/yr in financial aid against the $10,342 sticker price. Over four years, that adds up to roughly $10,496.

How much do Middlesex Community College graduates earn?

Ten years after enrolling, Middlesex Community College graduates earn a median of $50,651 per year — below the national average of $50,834. That's about 19.3× the annual net cost.

How much debt do Middlesex Community College graduates take on?

Median federal loan debt at graduation is $7,291 — about $79/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 5.3% of students take federal loans.

Is Middlesex Community College worth the cost?

EduGradify assigns Middlesex Community College a value grade of A+ — top 1% on real ROI nationally. The math: pay $2,624/yr, earn $50,651/yr ten years out, ROI score of 48.26. Exceptional Investment.

What financial aid is available at Middlesex Community College?

20% of students receive federal Pell Grants (need-based federal aid). 5.3% take federal student loans. On average, students get $7,718 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Middlesex Community College?

In-state tuition is $6,048 per year. Out-of-state tuition is $12,120 per year — a difference of $6,072/yr or $24,288 over four years.

How does net price change with family income at Middlesex Community College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $943. Students from families earning over $110k pay about $8,426. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →