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Cost & ROI · 2026

Is Middle Georgia State University worth it?

Pay $12,361/yr after aid. Graduates earn a median of $40,863 ten years out — about 3.3× the annual cost. EduGradify value grade: B.

Net price $12,361 per year, after aid
Earnings 10y $40,863 median, post-enrollment
Median debt $19,000 ≈ $206/mo
B Top 43% Exceptional Investment

The ROI math, in 30 seconds

$12,361 × 4 years = $49,444 total cost
$40,863 / year earned 10 years after enrolling
=
8.26 ROI score Grade B · Top 43% value

Benchmarks

Middle Georgia State University vs Georgia avg vs national avg

How this school stacks up against the typical Georgia college and the typical US college.

Metric Middle Georgia State University Georgia avg National avg
Avg net price $12,361 $19,612 $18,467
Median earnings 10y $40,863 $47,471 $50,834
Median debt $19,000 $21,977 $19,694
Graduation rate 25.3% 42.1% 49.9%
Acceptance rate 99.7% 70.9% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$10,668 per year
$30k – $48k Lower-middle
$10,920 per year
$48k – $75k Middle
$12,679 per year
$75k – $110k Upper-middle
$15,901 per year
$110k+ High income
$16,762 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $12,361 2026–2027
Year 2 $12,732 2027–2028
Year 3 $13,114 2028–2029
Year 4 $13,507 2029–2030
4-year total $51,714 net of expected aid

Sticker price (without aid) would run roughly $78,468 over four years. Most students get $7,256/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $19,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $206/mo Total paid: $24,720
15-year extended $155/mo Total paid: $27,900
20-year extended $131/mo Total paid: $31,440

Debt-to-earnings: 46% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Middle Georgia State University grad earns about -$165,480 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$4,137 vs HS-only median
Career-long boost -$165,480 40-year horizon, today's dollars
Net of 4-year cost -$214,924 after paying $49,444 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Middle Georgia State University

The average student at Middle Georgia State University pays $12,361 a year after grants and scholarships, against a $19,617 published sticker price. That is below the GA average net price of $19,612.

Ten years after entry, graduates earn a median of $40,863 — below the GA median of $47,471. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $19,000, roughly $206 a month on a standard ten-year plan — a moderate load at about 46% of one year's median earnings.

Smart alternatives

Cheaper Georgia colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Middle Georgia State University.

Frequently asked

Cost & ROI questions

What is the net price at Middle Georgia State University?

The average net price — what students actually pay after grants and scholarships — is $12,361 per year. That's $7,256/yr in financial aid against the $19,617 sticker price. Over four years, that adds up to roughly $49,444.

How much do Middle Georgia State University graduates earn?

Ten years after enrolling, Middle Georgia State University graduates earn a median of $40,863 per year — below the national average of $50,834. That's about 3.3× the annual net cost.

How much debt do Middle Georgia State University graduates take on?

Median federal loan debt at graduation is $19,000 — about $206/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 32.9% of students take federal loans.

Is Middle Georgia State University worth the cost?

EduGradify assigns Middle Georgia State University a value grade of B — top 43% on real ROI nationally. The math: pay $12,361/yr, earn $40,863/yr ten years out, ROI score of 8.26. Exceptional Investment.

What financial aid is available at Middle Georgia State University?

42.9% of students receive federal Pell Grants (need-based federal aid). 32.9% take federal student loans. On average, students get $7,256 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Middle Georgia State University?

In-state tuition is $5,038 per year. Out-of-state tuition is $16,390 per year — a difference of $11,352/yr or $45,408 over four years.

How does net price change with family income at Middle Georgia State University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $10,668. Students from families earning over $110k pay about $16,762. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →