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Cost & ROI · 2026

Is Mid-Atlantic Christian University worth it?

Pay $18,328/yr after aid. Graduates earn a median of $38,342 ten years out — about 2.1× the annual cost. EduGradify value grade: D.

Net price $18,328 per year, after aid
Earnings 10y $38,342 median, post-enrollment
Median debt $27,000 ≈ $293/mo
D Top 78% Exceptional Investment

The ROI math, in 30 seconds

$18,328 × 4 years = $73,312 total cost
$38,342 / year earned 10 years after enrolling
=
5.23 ROI score Grade D · Top 78% value

Benchmarks

Mid-Atlantic Christian University vs North Carolina avg vs national avg

How this school stacks up against the typical North Carolina college and the typical US college.

Metric Mid-Atlantic Christian University North Carolina avg National avg
Avg net price $18,328 $15,844 $18,467
Median earnings 10y $38,342 $44,299 $50,834
Median debt $27,000 $21,832 $19,694
Graduation rate 20.8% 47.2% 49.9%
Acceptance rate 62.2% 67.4% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$17,512 per year
$30k – $48k Lower-middle
$16,406 per year
$48k – $75k Middle
$17,385 per year
$75k – $110k Upper-middle
$21,476 per year
$110k+ High income
$20,004 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $18,328 2026–2027
Year 2 $18,878 2027–2028
Year 3 $19,444 2028–2029
Year 4 $20,028 2029–2030
4-year total $76,678 net of expected aid

Sticker price (without aid) would run roughly $132,044 over four years. Most students get $14,683/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $27,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $293/mo Total paid: $35,160
15-year extended $221/mo Total paid: $39,780
20-year extended $186/mo Total paid: $44,640

Debt-to-earnings: 70% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Mid-Atlantic Christian University grad earns about -$266,320 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$6,658 vs HS-only median
Career-long boost -$266,320 40-year horizon, today's dollars
Net of 4-year cost -$339,632 after paying $73,312 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Mid-Atlantic Christian University

The average student at Mid-Atlantic Christian University pays $18,328 a year after grants and scholarships, against a $33,011 published sticker price. That is above the NC average net price of $15,844.

Ten years after entry, graduates earn a median of $38,342 — below the NC median of $44,299. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $27,000, roughly $293 a month on a standard ten-year plan — a heavy load at about 70% of one year's median earnings.

Smart alternatives

Cheaper North Carolina colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Mid-Atlantic Christian University.

Frequently asked

Cost & ROI questions

What is the net price at Mid-Atlantic Christian University?

The average net price — what students actually pay after grants and scholarships — is $18,328 per year. That's $14,683/yr in financial aid against the $33,011 sticker price. Over four years, that adds up to roughly $73,312.

How much do Mid-Atlantic Christian University graduates earn?

Ten years after enrolling, Mid-Atlantic Christian University graduates earn a median of $38,342 per year — below the national average of $50,834. That's about 2.1× the annual net cost.

How much debt do Mid-Atlantic Christian University graduates take on?

Median federal loan debt at graduation is $27,000 — about $293/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 52.8% of students take federal loans.

Is Mid-Atlantic Christian University worth the cost?

EduGradify assigns Mid-Atlantic Christian University a value grade of D — top 78% on real ROI nationally. The math: pay $18,328/yr, earn $38,342/yr ten years out, ROI score of 5.23. Exceptional Investment.

What financial aid is available at Mid-Atlantic Christian University?

37.6% of students receive federal Pell Grants (need-based federal aid). 52.8% take federal student loans. On average, students get $14,683 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Mid-Atlantic Christian University?

In-state tuition is $17,280 per year. Out-of-state tuition is $17,280 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Mid-Atlantic Christian University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $17,512. Students from families earning over $110k pay about $20,004. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →