Cost & ROI · 2026
Is Mid-America Christian University worth it?
Pay $16,692/yr after aid. Graduates earn a median of $46,116 ten years out — about 2.8× the annual cost. EduGradify value grade: C.
The ROI math, in 30 seconds
Benchmarks
Mid-America Christian University vs Oklahoma avg vs national avg
How this school stacks up against the typical Oklahoma college and the typical US college.
| Metric | Mid-America Christian University | Oklahoma avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $16,692 | $14,589 | $18,467 |
| Median earnings 10y | ▼ $46,116 | $44,156 | $50,834 |
| Median debt | ▼ $26,394 | $17,509 | $19,694 |
| Graduation rate | ▼ 44.2% | 39.3% | 49.9% |
| Acceptance rate | ▲ 91.8% | 74.6% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $125,252 over four years. Most students get $14,621/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $26,394 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 57% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Mid-America Christian University grad earns about $44,640 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Mid-America Christian University
The average student at Mid-America Christian University pays $16,692 a year after grants and scholarships, against a $31,313 published sticker price. That is above the OK average net price of $14,589.
Ten years after entry, graduates earn a median of $46,116 — above the OK median of $44,156. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $26,394, roughly $286 a month on a standard ten-year plan — a moderate load at about 57% of one year's median earnings.
Smart alternatives
Cheaper Oklahoma colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Mid-America Christian University.
Chickasha, OK · Public University of Science and Arts of Oklahoma A 
Goodwell, OK · Public Oklahoma Panhandle State University A 
Durant, OK · Public Southeastern Oklahoma State University A Frequently asked
Cost & ROI questions
What is the net price at Mid-America Christian University?
The average net price — what students actually pay after grants and scholarships — is $16,692 per year. That's $14,621/yr in financial aid against the $31,313 sticker price. Over four years, that adds up to roughly $66,768.
How much do Mid-America Christian University graduates earn?
Ten years after enrolling, Mid-America Christian University graduates earn a median of $46,116 per year — below the national average of $50,834. That's about 2.8× the annual net cost.
How much debt do Mid-America Christian University graduates take on?
Median federal loan debt at graduation is $26,394 — about $286/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 58.1% of students take federal loans.
Is Mid-America Christian University worth the cost?
EduGradify assigns Mid-America Christian University a value grade of C — top 56% on real ROI nationally. The math: pay $16,692/yr, earn $46,116/yr ten years out, ROI score of 6.91. Exceptional Investment.
What financial aid is available at Mid-America Christian University?
52.9% of students receive federal Pell Grants (need-based federal aid). 58.1% take federal student loans. On average, students get $14,621 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Mid-America Christian University?
In-state tuition is $21,294 per year. Out-of-state tuition is $21,294 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Mid-America Christian University?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $14,517. Students from families earning over $110k pay about $24,590. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →