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Cost & ROI · 2026

Is Maine College of Art & Design worth it?

Pay $38,338/yr after aid. Graduates earn a median of $40,778 ten years out — about 1.1× the annual cost. EduGradify value grade: D.

Net price $38,338 per year, after aid
Earnings 10y $40,778 median, post-enrollment
Median debt $27,000 ≈ $293/mo
D Top 97% Exceptional Investment

The ROI math, in 30 seconds

$38,338 × 4 years = $153,352 total cost
$40,778 / year earned 10 years after enrolling
=
2.66 ROI score Grade D · Top 97% value

Benchmarks

Maine College of Art & Design vs Maine avg vs national avg

How this school stacks up against the typical Maine college and the typical US college.

Metric Maine College of Art & Design Maine avg National avg
Avg net price $38,338 $18,252 $18,467
Median earnings 10y $40,778 $51,501 $50,834
Median debt $27,000 $19,530 $19,694
Graduation rate 51.6% 52% 49.9%
Acceptance rate 76.1% 70.1% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$31,589 per year
$30k – $48k Lower-middle
$33,075 per year
$48k – $75k Middle
$35,283 per year
$75k – $110k Upper-middle
$40,992 per year
$110k+ High income
$42,001 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $38,338 2026–2027
Year 2 $39,488 2027–2028
Year 3 $40,673 2028–2029
Year 4 $41,893 2029–2030
4-year total $160,392 net of expected aid

Sticker price (without aid) would run roughly $240,512 over four years. Most students get $21,790/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $27,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $293/mo Total paid: $35,160
15-year extended $221/mo Total paid: $39,780
20-year extended $186/mo Total paid: $44,640

Debt-to-earnings: 66% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Maine College of Art & Design grad earns about -$168,880 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$4,222 vs HS-only median
Career-long boost -$168,880 40-year horizon, today's dollars
Net of 4-year cost -$322,232 after paying $153,352 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Maine College of Art & Design

The average student at Maine College of Art & Design pays $38,338 a year after grants and scholarships, against a $60,128 published sticker price. That is above the ME average net price of $18,252.

Ten years after entry, graduates earn a median of $40,778 — below the ME median of $51,501. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $27,000, roughly $293 a month on a standard ten-year plan — a moderate load at about 66% of one year's median earnings.

Smart alternatives

Cheaper Maine colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Maine College of Art & Design.

Frequently asked

Cost & ROI questions

What is the net price at Maine College of Art & Design?

The average net price — what students actually pay after grants and scholarships — is $38,338 per year. That's $21,790/yr in financial aid against the $60,128 sticker price. Over four years, that adds up to roughly $153,352.

How much do Maine College of Art & Design graduates earn?

Ten years after enrolling, Maine College of Art & Design graduates earn a median of $40,778 per year — below the national average of $50,834. That's about 1.1× the annual net cost.

How much debt do Maine College of Art & Design graduates take on?

Median federal loan debt at graduation is $27,000 — about $293/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 69.5% of students take federal loans.

Is Maine College of Art & Design worth the cost?

EduGradify assigns Maine College of Art & Design a value grade of D — top 97% on real ROI nationally. The math: pay $38,338/yr, earn $40,778/yr ten years out, ROI score of 2.66. Exceptional Investment.

What financial aid is available at Maine College of Art & Design?

28.6% of students receive federal Pell Grants (need-based federal aid). 69.5% take federal student loans. On average, students get $21,790 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Maine College of Art & Design?

In-state tuition is $42,942 per year. Out-of-state tuition is $42,942 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Maine College of Art & Design?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $31,589. Students from families earning over $110k pay about $42,001. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →