Cost & ROI · 2026
Is Luther Rice College & Seminary worth it?
Pay $27,883/yr after aid. Graduates earn a median of $47,003 ten years out — about 1.7× the annual cost. EduGradify value grade: D.
The ROI math, in 30 seconds
Benchmarks
Luther Rice College & Seminary vs Georgia avg vs national avg
How this school stacks up against the typical Georgia college and the typical US college.
| Metric | Luther Rice College & Seminary | Georgia avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $27,883 | $19,612 | $18,467 |
| Median earnings 10y | ▼ $47,003 | $47,471 | $50,834 |
| Median debt | ▼ $34,153 | $21,977 | $19,694 |
| Graduation rate | — | 42.1% | 49.9% |
| Acceptance rate | ▲ 91.7% | 70.9% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $126,720 over four years. Most students get $3,797/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $34,153 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 73% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Luther Rice College & Seminary grad earns about $80,120 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Luther Rice College & Seminary
The average student at Luther Rice College & Seminary pays $27,883 a year after grants and scholarships, against a $31,680 published sticker price. That is above the GA average net price of $19,612.
Ten years after entry, graduates earn a median of $47,003 — below the GA median of $47,471. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $34,153, roughly $371 a month on a standard ten-year plan — a heavy load at about 73% of one year's median earnings.
Smart alternatives
Cheaper Georgia colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Luther Rice College & Seminary.
Rome, GA · Public Georgia Highlands College A Frequently asked
Cost & ROI questions
What is the net price at Luther Rice College & Seminary?
The average net price — what students actually pay after grants and scholarships — is $27,883 per year. That's $3,797/yr in financial aid against the $31,680 sticker price. Over four years, that adds up to roughly $111,532.
How much do Luther Rice College & Seminary graduates earn?
Ten years after enrolling, Luther Rice College & Seminary graduates earn a median of $47,003 per year — below the national average of $50,834. That's about 1.7× the annual net cost.
How much debt do Luther Rice College & Seminary graduates take on?
Median federal loan debt at graduation is $34,153 — about $371/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 44.9% of students take federal loans.
Is Luther Rice College & Seminary worth the cost?
EduGradify assigns Luther Rice College & Seminary a value grade of D — top 90% on real ROI nationally. The math: pay $27,883/yr, earn $47,003/yr ten years out, ROI score of 4.21. Exceptional Investment.
What financial aid is available at Luther Rice College & Seminary?
50% of students receive federal Pell Grants (need-based federal aid). 44.9% take federal student loans. On average, students get $3,797 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Luther Rice College & Seminary?
In-state tuition is $11,320 per year. Out-of-state tuition is $11,320 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Luther Rice College & Seminary?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $27,883. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →