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Cost & ROI · 2026

Is Kirtland Community College worth it?

Pay $7,456/yr after aid. Graduates earn a median of $35,831 ten years out — about 4.8× the annual cost. EduGradify value grade: A.

Net price $7,456 per year, after aid
Earnings 10y $35,831 median, post-enrollment
Median debt $13,067 ≈ $142/mo
A Top 20% Exceptional Investment

The ROI math, in 30 seconds

$7,456 × 4 years = $29,824 total cost
$35,831 / year earned 10 years after enrolling
=
12.01 ROI score Grade A · Top 20% value

Benchmarks

Kirtland Community College vs Michigan avg vs national avg

How this school stacks up against the typical Michigan college and the typical US college.

Metric Kirtland Community College Michigan avg National avg
Avg net price $7,456 $13,966 $18,467
Median earnings 10y $35,831 $48,889 $50,834
Median debt $13,067 $19,178 $19,694
Graduation rate 34.1% 47.4% 49.9%
Acceptance rate 77.1% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$7,396 per year
$30k – $48k Lower-middle
$2,981 per year
$48k – $75k Middle
$4,605 per year
$75k – $110k Upper-middle
$14,448 per year
$110k+ High income
$14,073 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $7,456 2026–2027
Year 2 $7,680 2027–2028
Year 3 $7,910 2028–2029
Year 4 $8,147 2029–2030
4-year total $31,193 net of expected aid

Sticker price (without aid) would run roughly $63,960 over four years. Most students get $8,534/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $13,067 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $142/mo Total paid: $17,040
15-year extended $107/mo Total paid: $19,260
20-year extended $90/mo Total paid: $21,600

Debt-to-earnings: 36% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Kirtland Community College grad earns about -$366,760 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$9,169 vs HS-only median
Career-long boost -$366,760 40-year horizon, today's dollars
Net of 4-year cost -$396,584 after paying $29,824 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Kirtland Community College

The average student at Kirtland Community College pays $7,456 a year after grants and scholarships, against a $15,990 published sticker price. That is below the MI average net price of $13,966.

Ten years after entry, graduates earn a median of $35,831 — below the MI median of $48,889. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $13,067, roughly $142 a month on a standard ten-year plan — a manageable load at about 36% of one year's median earnings.

Smart alternatives

Cheaper Michigan colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Kirtland Community College.

Frequently asked

Cost & ROI questions

What is the net price at Kirtland Community College?

The average net price — what students actually pay after grants and scholarships — is $7,456 per year. That's $8,534/yr in financial aid against the $15,990 sticker price. Over four years, that adds up to roughly $29,824.

How much do Kirtland Community College graduates earn?

Ten years after enrolling, Kirtland Community College graduates earn a median of $35,831 per year — below the national average of $50,834. That's about 4.8× the annual net cost.

How much debt do Kirtland Community College graduates take on?

Median federal loan debt at graduation is $13,067 — about $142/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 27.1% of students take federal loans.

Is Kirtland Community College worth the cost?

EduGradify assigns Kirtland Community College a value grade of A — top 20% on real ROI nationally. The math: pay $7,456/yr, earn $35,831/yr ten years out, ROI score of 12.01. Exceptional Investment.

What financial aid is available at Kirtland Community College?

35.5% of students receive federal Pell Grants (need-based federal aid). 27.1% take federal student loans. On average, students get $8,534 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Kirtland Community College?

In-state tuition is $5,190 per year. Out-of-state tuition is $9,870 per year — a difference of $4,680/yr or $18,720 over four years.

How does net price change with family income at Kirtland Community College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $7,396. Students from families earning over $110k pay about $14,073. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →